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PayPal: PayPal Credit reviews

4.90
Based on 83,677 reviews, last reviewed 24th Apr 2026
3032500% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great easy and convenient way to pay Great easy and convenient way to pay Reviewed on: 24th April 2026
Vicky L's avatar
Vicky L

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83677)

Helpful and efficient.

5
Always there to help if I have any concerns. Excellent customer service and support Reviewed on: 1st June 2024

PayPal credit is a great way to pay things up intere...

5
PayPal credit is a great way to pay things up interest free I love it Reviewed on: 1st June 2024

PayPal credit is great I use it often its simple and...

5
PayPal credit is great I use it often its simple and clear, it allows me to spead the cost of smaller or larger items alot of retailers accept PayPal payments I either use normal credit or spend over three. Reviewed on: 1st June 2024

helpful to achieve my financial goals

4
PayPal credit has been very helpful to achieve my financial goals. I love the flexibility it offers to my bills. There are still so many other options that I haven't used yet, however I know its available for when I would need it. Reviewed on: 1st June 2024

Great way to shop and spread the cost of purchases

5
Great way to shop and spread the cost of purchases without giving account or card details to multiple shops Reviewed on: 1st June 2024

I am happy with PayPal Credit.

4
I am happy with PayPal Credit. I recommander to my friends. Reviewed on: 1st June 2024

Regret using as the interest is awful

3
Regret using as the interest is awful Reviewed on: 1st June 2024

Love pay 3 monthly also PayPal credit is a great spr...

5
Love pay 3 monthly also PayPal credit is a great spread the cost Reviewed on: 1st June 2024

Easy and safe to use easy

5
Easy and safe to use I like this service Reviewed on: 1st June 2024

All online, customer service could improve slightly...

5
All online, customer service could improve slightly to interact with people Reviewed on: 1st June 2024

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