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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145493 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145493)

find it more easy and handy when I need money

find it more easy and handy when I need money Reviewed on: 17th April 2026

PayPal is a great way to shop and pay things up and...

PayPal is a great way to shop and pay things up and also send money to people. Reviewed on: 17th April 2026

PayPal is a reliable and convenient platform for sen...

PayPal is a reliable and convenient platform for sending and receiving money online. The interface is user-friendly, making it easy to manage transactions, whether you’re shopping, paying bills, or transferring funds to friends and family. One of its biggest advantages is the added layer of security, as it keeps your financial details private when making purchases. Reviewed on: 17th April 2026

Extremely useful to split up payments when in dire n...

Extremely useful to split up payments when in dire need and now that a physical card is available in UK Im able to use in stores Reviewed on: 17th April 2026

Paypal is exceptional.

Paypal is exceptional.I have always found PayPal to exceed all aspects of their service Informative, friendly, helpful, quick and easy to get things sorted, nothing us too much trouble. Xx Reviewed on: 17th April 2026

I love PayPal, so simple!!!

I love PayPal, so simple to log into and to access your credit Reviewed on: 17th April 2026

Good experience

Good experience easy to manage via the app Reviewed on: 17th April 2026

PayPal debit card

Recently very impressed with ability to use it in shops linked to my debit card but collect points everytime I use it. very simple and easy Reviewed on: 17th April 2026

High interest rate / but Paypal still great!

I feel that the interest rate is high for paypal credit. However i do appreciate the accessibility of it. I also appreciate paypal as a whole as it makes money management very easy. Reviewed on: 17th April 2026

Great APP and excellent services

Good APP and service in general. I like the PayPal pay in 3 which is really helpful. I also like that you can choose PayPal payment so no need to enter your card details elsewhere every time. We now even have PayPal debit card which is a great plus. Altogether excellent services under one roof. Reviewed on: 17th April 2026

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