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PayPal: PayPal Credit reviews

4.90
Based on 83,513 reviews, last reviewed 24th Apr 2026
3016900% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Uzywam I cenie sobie wspolprace Uzywam I cenie sobie wspolprace. Dobra jakosc na codzien. Nie ma problemu nawet przy małych zakupach Reviewed on: 24th April 2026
Richard kozak's avatar
Richard kozak

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83513)

Great experience.

5
Great experience with enough time to pay back. Reviewed on: 1st June 2024

Simple and easy too use

4
Simple and easy too use and has great buyer protection Reviewed on: 1st June 2024

Ease of use, onveniance and clarity with excellent c...

5
Ease of use, onveniance and clarity with excellent customer services Reviewed on: 1st June 2024

Excellent

4
Confused on direct debit due to go out on the 6 of each month but usually leaves my bank on the 10.Overall a good service. Reviewed on: 1st June 2024

The best payment and safe and professional

5
Really professional best payment and professional Reviewed on: 1st June 2024

Great service, always there and very flexible.

5
Great service, always there and very flexible. Reviewed on: 1st June 2024

PayPal is the most reliable way to send/receive money.

5
PayPal is the most reliable way to send/receive money. Pay in 3 is fantastic and PayPal credit offers an excellent backup service. I try to use PayPal as much as I can when dealing with transactions and credit. Reviewed on: 1st June 2024

Fab way to manage spending on gifts

5
I have been using PayPal credit for approximately 3 years now and it’s a fantastic way to split up payments and manage your credit especially when it comes to buying my family and friends birthday and Christmas presents! Reviewed on: 1st June 2024

Great support app

5
Have always had a great experience with paypal. Always giving me that extra support when needed. All explained properly in the app. Reviewed on: 1st June 2024

My business wouldn't be the same without it

5
I am self employed, and have been using PayPal for many years, mainly for receiving client payments. PayPal has always been a fast and reliable way for me to receive payments from clients worldwide, and transfer it, usually within a Matter of minutes into my bank account. I've also used PayPal's pay in 3 several times to spread the cost of purchases, helping to better manage my budget on an essential business or personal purchase, that may have otherwise had to be put off until the next payday. PayPal Credit has also helped with larger business and hobby purchases, and I've been surprised by the rates. I had a negative experience with a company that went into liquidation last year, and the PayPal support team were excellent in sorting out any issues quickly, and retrieving my charge backs in full. Overall, I'm very happy with the services PayPal provide, as a business owner and online shopper. Reviewed on: 1st June 2024

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