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PayPal: PayPal Credit reviews

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4.90
Based on 83,495 reviews, last reviewed 24th Apr 2026
3015200% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use :) Easy to use :) definitely recommend Reviewed on: 24th April 2026
Pawel H's avatar
Pawel H

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83495)

I would like a card for the shops.

4
I would like a card for the shops. Reviewed on: 1st June 2024
Raitis S's avatar
Raitis S

Peace of mind and safe

5
Really easy to use and flexible to pay off. Provides peace of mind that you are secure online. Reviewed on: 1st June 2024
San McC's avatar
San McC

Excellent

5
The interest rate is good purchases are easy to make abd ut can be used a lot Reviewed on: 1st June 2024
Gemma R's avatar
Gemma R

Helps to pay for things stress free

5
Helps to pay for things stress free Reviewed on: 1st June 2024
Lauren M's avatar
Lauren M

PayPal is an easy app to use snd customer service is...

5
PayPal is an easy app to use snd customer service is fantastic Reviewed on: 1st June 2024
Lisa's avatar
Lisa

Have had only positive service with paypal

5
Have had only positive and fast service with PayPal, easy to understand and available on a large number of platforms Reviewed on: 1st June 2024
Moona one 's avatar
Moona one

Paypal credit has been a reliable source for me for...

5
Paypal credit has been a reliable source for me for years esp for big life expenses - the customer service tops this service Reviewed on: 1st June 2024
Merin R's avatar
Merin R

Paypal is good.

4
Paypal is good.. only thing I would say they have got greedy over the few years I have had credit with them ... Seem interest is forever going up and payments don't clear as much as they used too at times. But having the credit has helped me a lot with car issues/parts that I couldn't pay straight out! Reviewed on: 1st June 2024
Sophie 's avatar
Sophie

outstanding way to pay if need more time

5
Fantastic so easy to use and pay more if I want too or pay it off love using it as o know it’s safe also to use and I like to use this method of payment Reviewed on: 1st June 2024
Lynda's avatar
Lynda

I really love PayPal I am using for many years and n...

5
I really love PayPal I am using for many years and never had any problems with them. Mrs Salerno Reviewed on: 1st June 2024
Mrs Salerno 's avatar
Mrs Salerno

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