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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (90998 reviews)

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4.91

Based on 90,998 reviews, last reviewed 30th Apr 2026

1855850% increase in 5 star reviews

in the past 90 days

10500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

App really easy to use, great communication in a nic... App really easy to use, great communication in a nice timely manner. Reviewed on: 30th April 2026

Latest lowest rating:

2

Customer service is either a bot or AI not actual hu... Customer service is either a bot or AI not actual human Reviewed on: 30th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (90998)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent App

Always had great experience and the reassurance that you re covered from any issues is a huge plus. Only slight issue i have found is trying to change my surname. Gave up in the end!! Reviewed on: 24th April 2026

Spread the cost!

Very good way to spread the cost of big purchases Reviewed on: 24th April 2026

Great for short term plans.

Great for short term plans. And 3 month plans Reviewed on: 24th April 2026

Easy experience

Just a great overall easy experience with them Reviewed on: 24th April 2026

Helped to have the credit option when unplanned thin...

Helped to have the credit option when unplanned things pop up and you need to make extra purchases. Reviewed on: 24th April 2026

Five stars!

It’s so easy when purchasing items online Reviewed on: 24th April 2026

Easy to use and safe.

Easy to use and safe. Would recommend Reviewed on: 24th April 2026

Using PayPal Credit was incredibly smooth and easy.

Using PayPal Credit was incredibly smooth and easy. The application process was straightforward, and I was approved almost instantly. It's a very convenient way to manage my purchases. Highly recommend! Reviewed on: 24th April 2026

Very good!

I’ve used PayPal credit for a number of years and find the 4 month interest free credit very useful and the customer care team are very good. Reviewed on: 24th April 2026

Love that I can spread the cost of payments over 4 m...

Love that I can spread the cost of payments over 4 months. And also pay in 3 to make things feel more affordable and achievable. Reviewed on: 24th April 2026

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