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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144683)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Simple to use

5
Simple to use and payments are easy to make Reviewed on: 13th June 2026

Reliable!

5
Never had any problems, always been reliable and if I needed assistance they’re very quick to contact you through chats Reviewed on: 13th June 2026

The various payment options with the knowledge of Pa...

5
The various payment options with the knowledge of PayPal resolution center you feel confident in purchases Reviewed on: 13th June 2026

I like the security of paying with paypal

5
I like the security of paying with paypal Reviewed on: 13th June 2026

Amazing convenient service!

5
Amazing convenient service! Accessible and easily resolved my issue! Reviewed on: 13th June 2026

Easy access to credit card via app really helps

5
Easy access to credit card via app really helps Reviewed on: 13th June 2026

The best tool ever.

5
The best tool ever. I recommend it to everyone Reviewed on: 13th June 2026

Feel its a different way to do banking

5
Feel its a different way to do banking Reviewed on: 13th June 2026

Very good for day to day pay, good terms for when yo...

5
Very good for day to day pay, good terms for when you don’t want to full price straight away Reviewed on: 13th June 2026

Helps balance my budget.

5
Easy to use. Always feel safe. Helps me balance my spending budget for buying the things I need. Very convienient to keep an eye on. Reviewed on: 13th June 2026

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