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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732439051982839071 (144645 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144645)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very good and easy with device clear.

Very good and easy with device clear. Transaction Reviewed on: 13th June 2026

I have never had any problems.

I have never had any problems.. always helpful and great service. Reviewed on: 13th June 2026

The best I’ve come across

Probably one of the best credit lenders as it gives no interest for a while, which makes more than enough time for me to pay it back. This in turn has helped my credit score massively over the years! Recently ordered my PayPal credit card and I can’t wait to be able to use it Reviewed on: 13th June 2026

Generally good.

Generally good. Always works, interest rate isn't awful (It's not great, but what credit is?!) Cant complain really Reviewed on: 13th June 2026

Peace of mind via PayPal.

Always peace of mind when paying via PayPal. Reviewed on: 13th June 2026

safe and reliable

I have been using paypal for years i have found them to be very helpful and efficient. I always feel safe purchasing items. Easy and safe. Reviewed on: 13th June 2026

Always reliable.

Always reliable.cant fault your service. Reviewed on: 13th June 2026

PayPal - consistent and reliable

PayPal provides a consistently reliable and excellent service. I choose to checkout through PayPal wherever possible. Reviewed on: 13th June 2026

Nice experience with transaction.

Nice experience with transaction. Easy and hassle free. Reviewed on: 13th June 2026

very good service, I am satisfied

very good service, I am satisfied Reviewed on: 13th June 2026

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