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PayPal: PayPal Credit reviews

4.91
Based on 91,088 reviews, last reviewed 30th Apr 2026
1859850% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and secure. Safe and secure. Have no interest when u pay within 4 months. Reviewed on: 30th April 2026
Bulbul A's avatar
Bulbul A

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (91088)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Really easy to use quick payments all round good

5
Really easy to use quick payments all round good Reviewed on: 24th April 2026

Reliable, Secure, and Effortless Payments with PayPal

5
I’ve been using PayPal for a while now, and it’s easily one of the most convenient ways to manage payments online. Setting up an account was quick, and sending or receiving money takes just a few clicks. I especially appreciate the added layer of security—it gives me peace of mind when shopping online or transferring funds. The interface is clean and user-friendly, whether I’m using it on my phone or desktop. Transactions are usually instant, and I like how everything is clearly tracked in one place. Customer support has also been helpful whenever I’ve had questions. Overall, PayPal makes online payments simple, fast, and secure. It’s become my go-to for both personal and business transactions. Reviewed on: 24th April 2026

Always a smooth and stress free experience

5
Always a smooth and stress free experience Reviewed on: 24th April 2026

My experience with PayPal has been excellent.

5
My experience with PayPal has been excellent. The interface is user-friendly, making it easy to send and receive payments without complications. Transactions are fast, and I appreciate the added layer of security and buyer protection. Overall, it has been a dependable and convenient payment solution Reviewed on: 24th April 2026

Fast and efficient service would highly recommend

5
Fast and efficient service would highly recommend Reviewed on: 24th April 2026

I have been a customer for a long time; I have never...

5
I have been a customer for a long time; I have never had any issue with PayPal. Reviewed on: 24th April 2026

PayPal is very easy to use, trustworthy and secure

5
PayPal is very easy to use, trustworthy and secure Reviewed on: 24th April 2026

Excellent app for budgeting and quick purchasing onl...

5
Excellent app for budgeting and quick purchasing online. I had cause to use customer services which was a broadly positive experience. Reviewed on: 24th April 2026

just great overall

5
just great overall use them for most things Reviewed on: 24th April 2026

I use it quite often for new websites that I’m not f...

4
I use it quite often for new websites that I’m not familiar with. I feel there is more protection this way. Reviewed on: 24th April 2026