Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80800 reviews)

View other PayPal products

4.90

Based on 80,800 reviews, last reviewed 21st Apr 2026

2767300% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Reliable and convenient payment platform I've had the best experience with PayPal offering fast transactions, but strong security and making online payments very convenient Reviewed on: 21st April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (80800)

Great app and easy to use would recommend to people

Great app and easy to use would recommend to people Reviewed on: 24th May 2024

Good experience to have the PayPal credit

Good experience to have the PayPal credit Reviewed on: 24th May 2024

Super handy for sending money and purchasing goods.

Super handy for sending money and purchasing goods. PayPal credit is amazing. Reviewed on: 24th May 2024

I love PAYPAL!

I love PAYPAL!! PayPal credit and pay in 3 are life changing Reviewed on: 24th May 2024

Your flexible friend without the plastic

Extremely easy to manage all payments with the app. PayPal credit is great for larger purchases, as you can spread to payments quite often interest free up to 24 months, with promotional offers from various retailers. Need to keep up the minimum payments though. I especially love Pay in 3 as an excellent way to spread smaller purchases without interest almost everywhere. Overall. It's like having a virtual credit card. Reviewed on: 24th May 2024

Global Credit & financial services from PayPal

PayPal is widely accepted and established payment method, it's developed and advanced over the years and offers growing range of services and offers. Reviewed on: 24th May 2024

Best of the best.

Best of the best. I will recommend all my friends and family Reviewed on: 24th May 2024

Never had any issue's always smooth and easy to use

Never had any issue's always smooth and easy to use Reviewed on: 24th May 2024

Amazing , but not easy to find information about int...

Amazing , but not easy to find information about interest etc after 3 months Reviewed on: 24th May 2024

PayPal ftw!

I have used PayPal for years, and it has always been a straight-forward and easy experience. PayPal credit and Pay-In-3 are incredibly handy and very transparent with the terms and conditions! They are always on hand to assist with any issues, such as disputes with companies/individuals or scheduling payments. Reviewed on: 24th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.92 from 3681 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 37035 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub