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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732471964998601114 (144743 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144743)

I have been using PayPal for quiet few years now and...

I have been using PayPal for quiet few years now and have not had any issues and they are safe way to pay and great company Reviewed on: 17th April 2026

Ithink paypal is brilliant ,you dont need to worry a...

Ithink paypal is brilliant ,you dont need to worry about putting all your details in ,just go to paypal and its done. Reviewed on: 17th April 2026

Paypal advantages

Enjoy the PayPal plus. Enjoy spreading payments over 3 months. Enjoy the credit of buy now pay later. Reviewed on: 17th April 2026

Very happy

I enjoy using PayPal Credit it's very useful Reviewed on: 17th April 2026

The service is easy to use and navigate and makes pa...

The service is easy to use and navigate and makes payments so simple. The email prompts also make it easy to keep track. Reviewed on: 17th April 2026

Have used PayPal for a number of years now and have...

Have used PayPal for a number of years now and have not had any issues Reviewed on: 17th April 2026

Very easy and a good way to spread the cost interest...

Very easy and a good way to spread the cost interest free Reviewed on: 17th April 2026

Like how easy the purchases are.

Like how easy the purchases are. And how easy it is to setup for monthly payments Reviewed on: 17th April 2026

Very handy for paying for things interest free 4 mon...

Very handy for paying for things interest free 4 months and special offers for interest free over longer periods Reviewed on: 17th April 2026

Great for bigger purchases to spread the cost

Great for bigger purchases to spread the cost Reviewed on: 17th April 2026

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