Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 80,585 reviews, last reviewed 21st Apr 2026
2747200% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best I think is the most smart an trusted credit company Reviewed on: 21st April 2026
Ramo's avatar
Ramo

Latest lowest rating:

2

This is not easy. This is not easy. I always has a problem with your application. Every thing is very difficult to find. Reviewed on: 21st April 2026
Mehdi S's avatar
Mehdi S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (80585)

Easy to use and simple

5
Easy to use and simple. Good features in the app to keep on top of payments and balance. Reviewed on: 24th May 2024
Kieran B's avatar
Kieran B

Have no issues with PayPal Credit.

5
Have no issues with PayPal Credit. Works really weel Reviewed on: 24th May 2024
Melv F's avatar
Melv F

Had Paypal Credit for years

5
I've had Paypal Credit for years now and it's always been great for me, especially with online purchases in where I don't want to use my normal debit card for it. The pay in 4 with 0% interest is always nice to have too for the bigger purchases Reviewed on: 24th May 2024
lewiscochrane24@hotmail.com's avatar
[email protected]

It’s been great dealing with PayPal.

5
It’s been great dealing with PayPal. Very easy app and stress free Reviewed on: 24th May 2024
Eleni K's avatar
Eleni K

The best payment method

5
It’s easy to use and to pay monthly or pay in 3 months or it comes straight out of your bank account. I love the flexibility of it. Thank you Reviewed on: 24th May 2024
Teresa B's avatar
Teresa B

Useful and slick way to pay securely

5
Useful and slick way to pay securely Reviewed on: 24th May 2024
Stephen H's avatar
Stephen H

Happy with PayPal for many years.

5
I've used PayPal for many years. I trust that all of my transactions paid through PayPal will go efficiently. I've also used PayPal credit and Pay in Three and all are easy to deal with. Very Happy to continue taking care of my payments through PayPal. Reviewed on: 24th May 2024
Leigh D's avatar
Leigh D

It’s quick, easy and reliable.

5
It’s quick, easy and reliable. Great for online purchases and allows you to spread the payments for up to 4 months interest free credit. Customer services respond quickly and efficiently which makes me trust the service. I have used this PayPal for years but the PayPal credit is excellent and I always know my purchases are covered Reviewed on: 24th May 2024
Kat K's avatar
Kat K

Simple & Effective

4
Very easy to use, with clear details on repayments and how the process works. Allows for large purchases to be managed into easy payments with clear guidance on how to manage your spending. Once accepted you can opt to use either Credit, your balance or your bank account to make payments Reviewed on: 24th May 2024
Belgevain's avatar
Belgevain

Always efficient good experience With no problems si...

5
Always efficient good experience With no problems simple and easy to use and easy to access anywhere iand at any time Reviewed on: 24th May 2024
Michael G's avatar
Michael G

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill