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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,732 reviews, last reviewed 22nd Jun 2026
4316400% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026
G Olufon's avatar
G Olufon

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144740)

Reliable, useful, with excellent customer care.

5
Reliable, useful, with excellent customer care. Have always had a brilliant experience and never had to worry about anything regarding PayPal credit. Reviewed on: 17th April 2026
Georgina S's avatar
Georgina S

Its very easy to contact PayPal support and to get t...

5
Its very easy to contact PayPal support and to get things resolved quickly Reviewed on: 17th April 2026
Dee's avatar
Dee

Always great to have for piece of mind when shopping...

5
Always great to have for piece of mind when shopping online. Reviewed on: 17th April 2026
Gary Mooney's avatar
Gary Mooney

Always great to have for piece of mind when shopping...

5
Always great to have for piece of mind when shopping online. Reviewed on: 17th April 2026
Gary Mooney's avatar
Gary Mooney

Always easy to use

5
Always easy to pay for items. Easy to understand website. Reviewed on: 17th April 2026
Elaine S's avatar
Elaine S

PayPal make purchases affordable

5
I've never had a problem with PayPal. They've help me & millions of others afford to buy items that were not within our budgets for a 1 off payment. Customer services have always been so helpful & polite when I have called them to make an inquiry Reviewed on: 17th April 2026
Blondjo's avatar
Blondjo

PayPal is a simple and reliable way to send and rece...

5
PayPal is a simple and reliable way to send and receive money. It’s easy to use, even if you’re not very tech-savvy, and everything is clearly laid out. One of the best things about PayPal is its security. It helps protect your payments, which makes online shopping feel much safer. You don’t have to worry as much when buying from new sellers. It’s also very flexible. You can use it to pay friends, shop online, or manage small business payments—all in one place. Being able to send money internationally is another big advantage. While some fees can be a downside, overall PayPal is a convenient and trustworthy service that makes handling money online quick and easy. Reviewed on: 17th April 2026
San's avatar
San

Well organised, quick service .

5
Well organised, quick service . Love the app as it’s so easy to use and I feel like my money is safe and secure. The option of paying in my own time is very helpful . Reviewed on: 17th April 2026
Nicola N's avatar
Nicola N

Safe payment feels safe when paying to online mercha...

5
Safe payment feels safe when paying to online merchants. Payments are easy and fast. Most online shopping accepts PayPal payment Reviewed on: 17th April 2026
Jeena J's avatar
Jeena J

Cool and easy to use

5
Very good very nice, never had any issues which is surprising to me. Extra money available all the time. Nice and easy to use application. Will recommend it to family and friends. I like the no taxes options to repay things buying online. Overall i think is always good to have more options to spend some extra money without hassles. Reviewed on: 17th April 2026
Ivaylo Shtukov's avatar
Ivaylo Shtukov

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