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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732487064360471141 (144740 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144740)

They're bribing me to vote for them here, so.

They're bribing me to vote for them here, so... The credit itself is decent Reviewed on: 17th April 2026

They have the best customer service and support, adv...

They have the best customer service and support, advice and fixed every problem for me so fast Reviewed on: 17th April 2026

I have been using PayPal Credit for a year or two, p...

I have been using PayPal Credit for a year or two, possibly longer, and have never encountered any issues. No hidden charges. I recommend it. Reviewed on: 17th April 2026

Always easy to use.

Always easy to use. Excellent service Reviewed on: 17th April 2026

Good rewards based system, easy to use with Google w...

Good rewards based system, easy to use with Google wallet Reviewed on: 17th April 2026

Love that I have time to spread my costs especially...

Love that I have time to spread my costs especially these days with hard times financially help always at hand statements explained very easy can send and receive money when needed and goes through immediately just love pap pal it’s like a friend Reviewed on: 17th April 2026

PayPal. The easy way

PayPal are convenient and accurate in all transaction. Only ever had one issue and they sorted it quickly. Reviewed on: 17th April 2026

More options for 0 intrest rate but only for bigger...

More options for 0 intrest rate but only for bigger credit not from 100 Reviewed on: 17th April 2026

Really helpful to have this, and I get a lot of inte...

Really helpful to have this, and I get a lot of interest free periods meaning I'm charged less overall. Reviewed on: 17th April 2026

The Gold Standard of Protection

Very good service and more protection for our money. 100% blindly we trust PayPal. Reviewed on: 17th April 2026

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