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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144332 reviews)

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4.73

Based on 144,332 reviews, last reviewed 22nd Jun 2026

4298200% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Got me an out a hole! Got me an out a hole! So supportive also fabulous interest rates for what it is! So easy to use! Super super super!!! Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144332)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use PayPal/paypal credit on every purchase!

I use PayPal/paypal credit on every purchase! Definitely easier to checkout and simple to make payments. Reviewed on: 13th June 2026

Bardzo dobry series z niczym nie ma problemu polecam...

Bardzo dobry series z niczym nie ma problemu polecam w100% Reviewed on: 13th June 2026

PayPal credit is number 1

Very easy to use, most retailers accept PayPal, customer services are excellent Reviewed on: 13th June 2026

PayPal Credit is my go to for making larger purchase...

PayPal Credit is my go to for making larger purchases, it is very convenient and easy to use and more importantly you feel as a customer you are protected by PayPal on all your purchases. Reviewed on: 13th June 2026

Smooth,quick, with no hustle while making payment on...

Smooth,quick, with no hustle while making payment online. Efficient with the buy now pay later. Reviewed on: 13th June 2026

It’s good but I would like to be able to reduce my c...

It’s good but I would like to be able to reduce my credit limit Reviewed on: 13th June 2026

Flexible payments equal a stressless month

Allows me to budget throughout the month as I've payments coming through on different dates each month, and now with rewards, what more could you want but your very own Pay Pal! Reviewed on: 13th June 2026

Always feel safe when using PayPal.

Always feel safe when using PayPal. Easy to use and feel supported Reviewed on: 13th June 2026

Fantastic

Fantastic as always I can pay for stuff Reviewed on: 13th June 2026

Easy to use and user friendly.

Easy to use. Convinient and always there. Many options and locations to use. The app is clear, not buggy. Apr is not terrible and if you pay off quick don't need to pay any interest. It is very popular amongst retailers online. Reviewed on: 13th June 2026

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