Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (91189 reviews)

View other PayPal products

4.91

Based on 91,189 reviews, last reviewed 1st May 2026

1864350% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It is helpful splitting my balance purchases into 3... It is helpful splitting my balance purchases into 3 months for Pay in 3 or Paypal credit. Reviewed on: 1st May 2026

Latest lowest rating:

2

PayPal Credit I had PayPal Credit and I was using it regularly. Each time it showed a payment due, interest was being charged without me fully realizing it and with... Read more Reviewed on: 1st May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (91189)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is simply the best.

PayPal is simply the best. They attended to your needs whenever you need assistance Reviewed on: 24th April 2026

Great experience

Always had a great experience using PayPal and when I needed help with a purchase that went wrong it was sorted very quickly. Reviewed on: 24th April 2026

10 out of 10 beset costumer service

10 out of 10 beset costumer service Reviewed on: 24th April 2026

Good experience to date still a customer

Good experience to date still a customer Reviewed on: 24th April 2026

Swift and reliable service

Swift and reliable transactions and good value for money Reviewed on: 24th April 2026

Find it all very easy and straight.

Find it all very easy and straight. Wish more people would use it. Reviewed on: 24th April 2026

Easy to use and convenient.

Easy to use and convenient, I’m very happy with PayPal Credit. Reviewed on: 24th April 2026

Simple to deal with.

Simple to deal with. Refunds handled quickly Reviewed on: 24th April 2026

Used for spreading costs and saved me money with no...

Used for spreading costs and saved me money with no interest charges Reviewed on: 24th April 2026

PayPal Review

Easy to use in the UK and abroad. Credit helps to manage my finances. Earning on the PayPal debit card is the best. Would prefer to transfer the PayPal+ points into my bank account as in the USA. Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Better Off Calculator
from Policy in Practice 4.78 from 491 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 41568 reviews
Payments
from PayPal 4.91 from 3689 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub