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PayPal: PayPal Credit reviews

4.91
Based on 91,411 reviews, last reviewed 1st May 2026
1874600% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Confidence when shopping on line Convenient, straightforward, safe to use, uncomplicated and great customer service. I feel confident when purchasing on line when I use PayPal Reviewed on: 1st May 2026
Jacqueline C's avatar
Jacqueline C

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (91412)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paying in instalments with 0% interest is awesome.

5
Paying in instalments with 0% interest is awesome. Reviewed on: 24th April 2026

Convenient.

4
So useful for paying for goods and accepted most places. Interest quite high on the Credit scheme. Reviewed on: 24th April 2026

I use paypal for everything I can.

5
I use paypal for everything I can. I like having my card in 1 place that I find secure and easy to update if lost, stole or expired. I have paypal credit and use the 4 months interest free credit a lot. Overall really happy with paypal, long time user and can't remember ever having issues with the service Reviewed on: 24th April 2026

Simple and safe

5
A really simple and safe option for paying online, good options with Pay in 3 and PayPal credit. Reviewed on: 24th April 2026

PayPal Abroad

5
PayPal has made certain payments abroad possible where my own bank had restrictions Reviewed on: 24th April 2026

I love PayPal and has used it for years, it has help...

5
I love PayPal and has used it for years, it has helped me pay for bigger purchases and send money to my family. Reviewed on: 24th April 2026

No stress

5
Easy to use and has great options for payments Reviewed on: 24th April 2026

So handy

5
So handy for payment espcially pay 3 in one. Can make large amounts or purchaes and it off little by little Reviewed on: 24th April 2026

PerfectHad very good experience

5
Had very good experience. Very fast and accessible Reviewed on: 24th April 2026

Confidence in customer care

5
If any issues arise they are always resolved efficiently and professionally Reviewed on: 24th April 2026