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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,306 reviews, last reviewed 22nd Jun 2026
4297000% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reason why i like to use PayPalal It’s always easy and quick to pay with PayPal Reviewed on: 22nd June 2026
Liviu I's avatar
Liviu I

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144306)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024
Chi Nike 's avatar
Chi Nike

Amazing credit opportunity

5
Such an easy process and I like the fact that you can pay it off earlier if you want to Reviewed on: 13th June 2026
Kezzamax's avatar
Kezzamax

Easy to use and very helpful spreading purchases ove...

5
Easy to use and very helpful spreading purchases over a period without charges Reviewed on: 13th June 2026
Jonathan B's avatar
Jonathan B

The flexibility when paying back back a purchase wit...

5
The flexibility when paying back back a purchase with in 4 months is great. Its really helped with work as a self employed guy Reviewed on: 13th June 2026
Nicholas l's avatar
Nicholas l

Excellent and safe platform for payments

5
Excellent and safe platform for payments Reviewed on: 13th June 2026
Satendra 's avatar
Satendra

Easy to use.

5
Easy to use. App is very clear and user friendly Reviewed on: 13th June 2026
MISS T's avatar
MISS T

Paypal is trusted just about everywhere

5
I use PayPal wherever I can. A. Because I team points B. Because if I have a problem PayPal will do their upmost to sort it out. C. I can, if required, spread my payments out with no interest charges. And D. Because PayPal is trusted everywhere. Reviewed on: 13th June 2026
David Hall's avatar
David Hall

Easy to use.

4
Easy to use. Easy to pay back. Available at a lot of places. Only downside is when you make a payment off the balance it doesn’t show in your pending transactions for about a week. Reviewed on: 13th June 2026
Charjarunsan's avatar
Charjarunsan

Easy to use and convinient, very helpful

5
Easy to use and convinient, very helpful Reviewed on: 13th June 2026
Stacey M's avatar
Stacey M

Life back up

5
Always there as a little life back up when things are just out of reach to purchase in full. Reviewed on: 13th June 2026
Sharna D's avatar
Sharna D

Excellent service great customer service

5
Excellent service great customer service Reviewed on: 13th June 2026
Charles G's avatar
Charles G

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