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PayPal: PayPal Credit reviews

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4.90
Based on 76,872 reviews, last reviewed 19th Apr 2026
2402800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant as always very safe, quick service and exc... Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026
Smcs's avatar
Smcs

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76872)

Great useful and easy to use,I recommend the service!

5
Great useful and easy to use,I recommend the service! Reviewed on: 16th May 2024
Drill 's avatar
Drill

Pretty good, could be better though

3
Used paypal credit for years, only real issue is the speed at which it updates credit ballance and payments Reviewed on: 16th May 2024
Sean's avatar
Sean

Paypal credit made easier

5
I have found paypal easy to regulate if I want to contact them for help they are informative patient and kind they make it easy for me to use and understand. I dont get frustrated when I contact PayPal I feel I am being treated like a person and not a robot I can ask my questions and get intelligent answers. I usually have to use the customer services when I want to ask questions about paying back bigger instalments to my çredit limit and how to do that properly Reviewed on: 16th May 2024
T's avatar
T

Reliable and safe

5
Reliable and safe. Comes very handy with 5 months interest free offer, good costumer service Reviewed on: 16th May 2024
YB shadow 's avatar
YB shadow

PayPal credit is so versatile and has came in handy...

5
PayPal credit is so versatile and has came in handy in so many occasions. Reviewed on: 16th May 2024
rdacochrane's avatar
rdacochrane

Very positive experience with PayPal

5
Very positive experience with PayPal Reviewed on: 16th May 2024
Lisa O's avatar
Lisa O

The best!

5
PayPal is an extremely useful tool, I use it for so many purchases and it has enabled me to split my finances so I am not struggling when emergencies need to be paid for. I don’t know what I would do without it! Reviewed on: 16th May 2024
Emily R's avatar
Emily R

I love PayPal credit

5
I love PayPal credit I have used it for so many use cases and it has helped me so much. I can use it for food to buy a laptop and even flights! And I love that PayPal has the pay in 3 option. Reviewed on: 16th May 2024
Spidersorce's avatar
Spidersorce

Paypal always delivers

5
Paypal always delivers on promises and are a pleasure to deal with Reviewed on: 16th May 2024
DC's avatar
DC

The best credit lender service I ever used!

5
The best credit lender service I ever used! Just flawless and quick to setup and very reliable! Highly recommended! Reviewed on: 16th May 2024
Miklos Bartha's avatar
Miklos Bartha

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