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PayPal: PayPal Credit reviews

4.73
Based on 140,583 reviews, last reviewed 16th Jun 2026
4127700% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use. Easy to use. Very accessible whenever I need it Reviewed on: 16th June 2026
Karen B's avatar
Karen B

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140583)

Using PayPal is simple and very convenient plus it's...

5
Using PayPal is simple and very convenient plus it's very safe. Reviewed on: 15th April 2026

Formal Action

5
Always helpful, and efficient, problems always sorted Reviewed on: 15th April 2026

I had lot off benefits like 3.

5
I had lot off benefits like 3.4 months payments , increased credit limits Reviewed on: 15th April 2026

I am very satisfied.

5
I am very satisfied. The service is very good, there is never a problem in solving the problem. Everything is very easy to use. For me, number 1. Reviewed on: 15th April 2026

Rated excellent

5
Ive always enjoyed using PayPal as its straight forward and easy to use .lots of options with PayPal to buy or use your accounts rated excellent Reviewed on: 15th April 2026

ease of use, convenient for spreading costs, and "sm...

5
ease of use, convenient for spreading costs, and "smooth" app experience. Reviewed on: 15th April 2026

Very pleased with paypal very helpful if you have a...

5
Very pleased with paypal very helpful if you have a problem Reviewed on: 15th April 2026

PayPal payments - a great option.

5
PayPal offers flexibility through great payment options. It is accepted by lots of companies and it’s so easy to checkout securely online. Tracking payments is easy and it’s simple to track my balance and make repayments online using the payPal App. Reviewed on: 15th April 2026

Anytime I've ever needed paypal they've always been...

5
Anytime I've ever needed paypal they've always been there for me in the good times and the not so good times especially when I've had an issue they've and needed assistance they've went above and beyond to get it resolved, and you always know that when you purchase something whether it's a big purchase or small purchase you've got that backing from PayPal Reviewed on: 15th April 2026

Overall seamless payment vehicle with various plans...

5
Overall seamless payment vehicle with various plans and facilities Reviewed on: 15th April 2026

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