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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140619 reviews)

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4.73

Based on 140,619 reviews, last reviewed 16th Jun 2026

4129250% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit facility Extremely handy short term credit facility free of interest.easy to set up and administrate. Definitely the best of its kind. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140619)

Excellent paypal

Easy to use and very practical solutions for everyday issues. Reviewed on: 15th April 2026

I use paypa payment as my first payment option

I use paypal payment as my first payment option for the security of payments along with the finance options that are available. Reviewed on: 15th April 2026

I like 4 months free interest option.

I like 4 months free interest option. Using it a lot for purchases over 100£ Reviewed on: 15th April 2026

Great option for spreading the cost.

Great option for spreading the cost. They keep you in the loop about paying less interest. Let you know if there’s a better option. Reviewed on: 15th April 2026

quick, reliable been using it for years

quick, reliable been using it for years Reviewed on: 15th April 2026

Good experience time save money save

Good experience time save money save Reviewed on: 15th April 2026

my pay pal is brilliant very easy to use

my pay pal is brilliant very easy to use Reviewed on: 15th April 2026

Easy to use (credit or from your bank), easy monthly...

Easy to use (credit or from your bank), easy monthly installment with credit, Easy to pay minimum monthly or pay all in one go (credit), They get your money back if the item is delivered but not received (depending on circumstances), paying for items is secure , Easy to contact by phone or online chat, easily to understand month statements (credit) also Easy to get more credit with regular monthly repayments, Always keep up with repayment with any credit as will effect credit rating and financial stress (don't accept more credit unless you can pay back). Really can not fault pay pal Reviewed on: 15th April 2026

I’ve been with PayPal for a long time and never had...

I’ve been with PayPal for a long time and never had any problems Reviewed on: 15th April 2026

Very friendly

Very friendly and helpful and wanting to resolve issues promptly Reviewed on: 15th April 2026

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