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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 73,177 reviews, last reviewed 17th Apr 2026
2062600% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I don't need to pay the full amount for shopping on... I don't need to pay the full amount for shopping online; this can be spread to 3 payments, which is more affordable. Reviewed on: 17th April 2026
Isa's avatar
Isa

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (73177)

Financial support

5
Very trustworthy, and always comes handy Reviewed on: 9th July 2022
Nana Ama's avatar
Nana Ama

Quality and accurate service

5
I never had a problem with paypal credit and their over £99 for 4 instalments %0 interest offer is fantastic Reviewed on: 9th July 2022
Ali Algun's avatar
Ali Algun

Easy and smart

5
I think this is the best safety. Very easy and fast buying. I can advise for everyone. Reviewed on: 9th July 2022
Gyorgy Horvath 's avatar
Gyorgy Horvath

Very easy to use.

5
Never been disappointed by them. Reviewed on: 9th July 2022
mihai iliev's avatar
mihai iliev

Very happy with PayPal...

5
Best way to confidently buy, sell and feel secure, using PayPal for all online purchases. Reviewed on: 9th July 2022
itv5's avatar
itv5

Great Stuff!

5
I was surprised to receive a 4-month interest-free on my PayPal Credit! Reviewed on: 9th July 2022
C Chow's avatar
C Chow

Super useful and easy too use

5
I've been using paypal credit for about 2 years now, it's really helped me buy them things I've wanted but just about didn't have the cash, but with their 4 months no interest I'd be silly to miss the chance to take advantage of that. It was simply select credit on the checkout and pay it back how even much i decided at a time all through the app. Reviewed on: 9th July 2022
Exo BlazeGamer's avatar
Exo BlazeGamer

AMAZING SERVICE

5
First time I’ve used PAYPAL credit and I must admit it’s the best credit company I’ve ever had credit with. Well I had problems with the credit system when I first took out the credit, BUT the customers service was absolutely incredible in sorting out my problem. Thank you so much PAYPAL for an amazing service where I can get credit with no issues. Again thank you. Reviewed on: 9th July 2022
Paul Green's avatar
Paul Green

Amazing

5
It is so helpful and is beneficial too. It helped me in my home move expenses Reviewed on: 9th July 2022
Balamuraleekrishna B's avatar
Balamuraleekrishna B

Great and easy to use

5
App is easy to use and easy to purchase items Reviewed on: 9th July 2022
Paul Owen's avatar
Paul Owen

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