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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 72,978 reviews, last reviewed 17th Apr 2026
2043700% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use handy to have different payment methods Easy to use handy to have different payment methods Reviewed on: 17th April 2026
Matthew's avatar
Matthew

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (72978)

Cannot fault them,

5
A lot better than the high street banks. Any problems they do there best to fix it. Reviewed on: 8th July 2022
Robert Bowyer's avatar
Robert Bowyer

Fantastic Service

5
PayPal credit was a great support for me at a time when l needed to make a purchase online with little trust of the sellers. Great and timely facility for me. Reviewed on: 8th July 2022
Bright Micky 's avatar
Bright Micky

Paypal never let anyone down

5
The offers and the cs is my go to, they never let me down and always come up with new offers and deals Reviewed on: 8th July 2022
Steve Bold 's avatar
Steve Bold

Excellent company always to hand

5
Didn't have the greatest credit score but PayPal accepted me and I have improved my score greatly Reviewed on: 8th July 2022
Senoritabeatmymeata's avatar
Senoritabeatmymeata

Wonderful service

5
Always given great service great products Reviewed on: 8th July 2022
Peter Fullman's avatar
Peter Fullman

Good reliable service

5
Excellent and efficient service Reviewed on: 8th July 2022
rick forshaw's avatar
rick forshaw

Fantastic provider

5
They are brilliant as can use PayPal credit for so many things and online shops. It’s a life savour. Reviewed on: 8th July 2022
samanthagerrey@me.com's avatar
[email protected]

PayPal credit

5
I do alot of shopping online and i find the safest and easy way to pay is to use PayPal and PayPal credit Reviewed on: 8th July 2022
Mark Taylor's avatar
Mark Taylor

Paypal credit.

5
Paypal credit very good and simple to use. Reviewed on: 8th July 2022
Dan Smith's avatar
Dan Smith

No brainer

5
0% interest on purchases for up to 4 months is a no-brainer. Reviewed on: 8th July 2022
Tahir's avatar
Tahir

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