Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (119740 reviews)

View other PayPal products

4.74

Based on 119,740 reviews, last reviewed 4th Jun 2026

3178800% increase in 5 star reviews

in the past 90 days

9450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy app to explore. Easy app to explore. Very safe to use. Reviewed on: 4th June 2026

Latest lowest rating:

1

For 3 months PayPal Credit card blocked.. For 3 months PayPal Credit security have been asked to contact me to tell me why my Credit card (Of which They have issued me 4 replacements) had been... Read more Reviewed on: 4th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (119740)

Incredibly easy to use!!

Incredibly easy to use, and manage via the app. To have the flexibility of 0% for 4 months is very useful and you can make different size payments at any time. Reviewed on: 27th May 2025

PayPal is quick,easy and 100% trustworthy

PayPal is quick,easy and 100% trustworthy Reviewed on: 27th May 2025

Convenient and Flexible Credit Option

I’ve had a good experience using PayPal Credit so far. I was approved for a £500 credit limit, which has been very helpful for managing online purchases and spreading costs without immediate pressure. The application process was smooth, and the integration with my PayPal account makes it very convenient to use at checkout. The interest-free period on eligible purchases is a great feature, as long as the balance is paid in time. I appreciate the flexibility and control it offers. Reviewed on: 27th May 2025

Good credit option, easy to repay.

Good credit option, easy to repay. The 4 month 0% intrest is really useful. I would reccomed this for those purchese that dont suit the pay in three option. Reviewed on: 27th May 2025

Recommended (:

I've been using PayPal credit since September and it's a very easy and useful option for payment. highly recommend it. Reviewed on: 27th May 2025

Very easy and convenient to use.

Very easy and convenient to use. Reviewed on: 27th May 2025

Been with them for years!!

I’ve been with PayPal for years and never had any issues with transactions or queries Reviewed on: 27th May 2025

PayPal is the answer to your financial problems

PayPal is so much helpful in time of need Reviewed on: 27th May 2025

Excellent

Never had any problems with them. Reviewed on: 27th May 2025

Super easy and fast payments!

Super easy and fast payments! Brilliant customer service Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.45 from 25 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 56701 reviews
Payments
from PayPal 4.74 from 3726 reviews
Credit card
from PayPal 4.70 from 85 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub