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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144168 reviews)

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4.73

Based on 144,168 reviews, last reviewed 21st Jun 2026

4290900% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always fast and smooth service. Always fast and smooth service. Secure Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144168)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Been with pay pal for a number of years never had a...

Been with pay pal for a number of years never had a problem Reviewed on: 12th June 2026

Pay pal is very easy to navigate and sending money t...

Pay pal is very easy to navigate and sending money to my friends is quick. Reviewed on: 12th June 2026

Never had a problem and everything is clear about us...

Never had a problem and everything is clear about using it Reviewed on: 12th June 2026

Best thing I did!

Tbh, i never thought id use PayPal as being a bit of a dinosaur but its just easy! If i can use it, anyone can! Reviewed on: 12th June 2026

Spread the cost

Useful for people who get paid monthly and easy to spread the cost. Reviewed on: 12th June 2026

Great way to spread your spending

Handy way to spread cost of bigger spends Reviewed on: 12th June 2026

I use Paypal for most of my online payments.

I use Paypal for most of my online payments. I also use the buy and pay in 3 and the 4 month interest free delayed payment feature. It gives me online security, so I don't have to use any bank cards. Reviewed on: 12th June 2026

Paypal doesbnot make it easy to navigate your income...

Paypal doesbnot make it easy to navigate your income and outgoings. It's hard to speak to someone for help - often inconsistent information. Paypal+ seems good but only works occasionally, and again is hard to navigate. I cant find the offers I signed up for and still havent earned points 4 months on for something. Reviewed on: 12th June 2026

Easy to use and hassle free payments.

Easy to use and hassle free payments. What more do you need. Reviewed on: 12th June 2026

I have had great experiences using Paypal.

I have had great experiences using Paypal. Reviewed on: 12th June 2026

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