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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99563 reviews)

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4.90

Based on 99,563 reviews, last reviewed 6th May 2026

2249350% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It’s the easiest and simplest payment platform around. It’s the easiest and simplest payment platform around. I use it for essentially every online purchase. It’s rare to feel safe and secure purchasing th... Read more Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (99563)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

So easy to use and so convenient

So easy to use and so convenient Reviewed on: 2nd May 2026

PayPal Credit

I have used this to make a large payment and it is very easy to make payments and easy to navigate Reviewed on: 2nd May 2026

Paypal has been a life saver to me.

Paypal has been a life saver to me. Reviewed on: 2nd May 2026

Good alternative

I'm using PayPal whenever I can. It feels save every time I'm using it. Reviewed on: 2nd May 2026

Helpful & flexible

Really flexible and easy to use. Love the features to split bills etc and so easy to transfer money. Pay in 3 is great and when I was confused customer service were so patient at explaining. Reviewed on: 2nd May 2026

Can't beat pay pal its there when i need it

PayPal is there when i need it iv never had any trouble with PayPal Reviewed on: 2nd May 2026

Very flexible credit terms.

Very flexible credit terms. Plenty of communication, ie, reminders of payments due. Purchasing online is a very easy safe process with PayPal. Reviewed on: 2nd May 2026

Flexible, secure and great value!

For large purchases using PayPal Credit is always a must. Flexible options to spread the cost across 3 payments or a 4 month period at 0% interest - helps lighten the load of larger purchases than paying in one go - highly recommend. Reviewed on: 2nd May 2026

Convenient Payments with Strong Buyer Protection

PayPal has been a reliable and convenient platform for sending and receiving payments online. My experience has generally been positive because transactions are usually quick, secure, and easy to manage through both the website and mobile app. I especially appreciate the buyer protection feature, which adds confidence when shopping online. Linking bank accounts and cards is straightforward, and PayPal is widely accepted across many websites and businesses. However, there have been occasional frustrations, such as transaction holds, account verification delays, or customer support response times. While these issues can be inconvenient, the overall ease of use and security features make PayPal a strong choice for digital payments. It’s particularly useful for online shopping, international transfers, and managing personal or business payments in one place. Reviewed on: 2nd May 2026

All good and convenient.

All good and convenient.. User friendly and large network. Has improved tremendously in its functionality for better service. Reviewed on: 2nd May 2026

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