Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 144,306 reviews, last reviewed 22nd Jun 2026
4297000% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reason why i like to use PayPalal It’s always easy and quick to pay with PayPal Reviewed on: 22nd June 2026
Liviu I's avatar
Liviu I

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144306)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always easy to use, I like pay in 3

5
Always easy to use, I like pay in 3 Reviewed on: 12th June 2026

You can trust PayPal

5
Paypal ensures that you can buy with confidence and the finance records are clear, accessible and accurate. I feel confident in recommending PayPal to anyone such as their financial competence. Reviewed on: 12th June 2026

PayPal is a safe and easy way to pay

5
PayPal is a safe and easy way to pay Reviewed on: 12th June 2026

I have never had a problem anytime I have used PayPa...

5
I have never had a problem anytime I have used PayPal, and when I see something I like but haven't been paid yet PayPal credit always comes to the rescue, it's great. Reviewed on: 12th June 2026

Easy to use and no costs incurred to pay off the loa...

5
Easy to use and no costs incurred to pay off the loan before the allocated time. Reviewed on: 12th June 2026

Easy to use

5
Excellent way to spread cost of goods. Easy to make transactions Reviewed on: 12th June 2026

Great professional service, excellent customer servi...

5
Great professional service, excellent customer service when needed and communication too Reviewed on: 12th June 2026

Great service easy to use.

5
Great service easy to use. Customer service is fairly prompt. Reviewed on: 12th June 2026

Great service, so easy to use highly recommended

5
Great service, so easy to use highly recommended Reviewed on: 12th June 2026

Absolutely brilliant quick buying quick paying .

5
Absolutely brilliant quick buying quick paying . Reviewed on: 12th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 75028 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products