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PayPal: PayPal Credit reviews

4.90
Based on 99,826 reviews, last reviewed 6th May 2026
2261750% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best service for credit card providers . Best service for credit card providers . Reviewed on: 6th May 2026
valeri evlogiev's avatar
valeri evlogiev

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (99826)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very friendly staff.

5
Very friendly staff.Easy to understand. Quick response to questions via phone call.Helpful in any way Updates are prompt. And you fall fir scam PayPal will get your money back. Would recommend PayPal to any one Reviewed on: 2nd May 2026

I find it much easier to use PayPal as I have the re...

5
I find it much easier to use PayPal as I have the reassurance that if there is a problem I can rely upon them to help with a problem Reviewed on: 2nd May 2026

Amazing by far

5
Amazing way to spend, manage and send money Reviewed on: 2nd May 2026

Love it thanks.

5
Love it thanks.. it’s my go too always Reviewed on: 2nd May 2026

Easy to use and convenient

5
I have been using PayPal Credit for some time now and overall my experience has been positive. It is easy to use, especially for online purchases, and the payment process is smooth. The option to spread payments is very helpful when managing cash flow. Customer service has been acceptable so far, and I have not experienced any major issues. I would recommend it for everyday use. Reviewed on: 2nd May 2026

Easy and hassle free process!

5
Easy and hassle free process! Feels very safe and secure to use Reviewed on: 2nd May 2026

Love the simplicity

5
Love the simplicity, i can make payments wherever i am at any time. This is very useful with busy lives Reviewed on: 2nd May 2026

Excellent service friendly customer care

5
Excellent service friendly customer care Reviewed on: 2nd May 2026

Flexible , convenient and safe.

5
I find PayPal a very user friendly system in the financial market and well adjusted to the ever changing modern modality of financial transactions. Reviewed on: 2nd May 2026

Pay in 3 is always good

5
Pay in 3 is always good it has helped me out on plenty of occasions. Reviewed on: 2nd May 2026