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PayPal: PayPal Credit reviews

4.90
Based on 101,801 reviews, last reviewed 8th May 2026
2351900% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and good 0% offers Very easy to use and good 0% offers Reviewed on: 8th May 2026
Joe Pugh's avatar
Joe Pugh

Latest lowest rating:

1

Very poor Customer Service When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their ... Read more Reviewed on: 8th May 2026
Ralph Candlish's avatar
Ralph Candlish

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101801)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Amazing , as I am 19 and struggle to get a credit ca...

5
Amazing , as I am 19 and struggle to get a credit card it has been perfect for me. Allowed me to pay for concerts and holidays !! Reviewed on: 4th May 2026

Very satisfactory, easy to use and good customer ser...

5
Very satisfactory, easy to use and good customer service when you need help from advisors Reviewed on: 4th May 2026

PayPal - The gift that keeps giving.

5
I find it surprising that many more don't use PayPal. I always recommend it to people. They make payments simple, credit how it should be. Constant offers and now the point system was such a great addition I decided to own some PayPal stock. PayPal is necessary in my financial journey and it should be in yours! Reviewed on: 4th May 2026

PayPal - simple and straightforward.

5
Because of the variety of payment options, PayPal stands out. The app is really straightforward, the dashboard is excellent. Reviewed on: 4th May 2026

Straightforward, useful and fair service.

5
Straightforward, useful and fair service. Reviewed on: 4th May 2026

Helped me when I got scammed also has different cash...

4
Helped me when I got scammed also has different cash back offers Reviewed on: 4th May 2026

Wonderful ease of use.

5
Wonderful ease of use. User friendly and stress free Reviewed on: 4th May 2026

Value whenever required

5
PayPal credit is always of value wherever I require the service Reviewed on: 4th May 2026

Great and secure way

5
Great and secure way to pay for items online such as Ebay Reviewed on: 4th May 2026

Good exp

4
Always helpful, can split payments as needed Reviewed on: 4th May 2026