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PayPal: PayPal Credit reviews

4.90
Based on 79,423 reviews, last reviewed 21st Apr 2026
2639300% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, no fees on transfers and the new PayPal... Easy to use, no fees on transfers and the new PayPal card is useful. Transferring money to friends is easy and Paypal gives you piece of mind when you... Read more Reviewed on: 21st April 2026
David C's avatar
David C

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79423)

Never had issues with PayPal or PayPal credit.

5
Never had issues with PayPal or PayPal credit. Reviewed on: 17th May 2024

PayPal wouldn’t be without it.

5
Whenever I can, I always use PayPal Pay in four months as it spreads the cost very convenient for my needs. Reviewed on: 17th May 2024

Use or PayPal credit

5
So versatile and easy to use PayPal credit Reviewed on: 17th May 2024

Easy to use great for sending money to fiends and fa...

5
Easy to use great for sending money to fiends and family Reviewed on: 17th May 2024

Excellent service and helps with spreading the cost...

5
Excellent service and helps with spreading the cost instead of paying altogether Reviewed on: 17th May 2024

As a customer I have been using PayPal For years and...

5
As a customer I have been using PayPal For years and I love it Reviewed on: 17th May 2024

fast and convenient

5
It is fast and convenient way to pay. Always there for me to insure a safe transaction. It's been great thank you. Reviewed on: 17th May 2024

Good for you

5
It works for me. Can pay it each monthly Reviewed on: 17th May 2024

Efficiency

5
I always enjoyed it to make payment easy and straightforward for all online transactions Reviewed on: 17th May 2024

I have been able to depend on PayPal credit every ti...

5
I have been able to depend on PayPal credit every time I need to use it. It’s really useful for larger purchases too. It has been a really good experience all around. I would definitely recommend it to anyone. Reviewed on: 17th May 2024

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