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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145640 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145640)

Reliable

PayPal has always been easy to use and reliable Reviewed on: 16th April 2026

Very It helped need. you goood

It helped me a lot when I was in financial need. Reviewed on: 16th April 2026

PayPal is so easy, and I feel SO confident using thi...

PayPal is so easy, and I feel SO confident using this service. Safe, smart and up to date. I also use it for business, it’s excellent. And I love the ‘Pay in 3’ , keep up the great work Reviewed on: 16th April 2026

PayPal has always been reliable

PayPal has always been reliable Reviewed on: 16th April 2026

Smooth and secure payments with PayPal

Using PayPal is easy and fast. It makes online payment secure and convenient. I like how quickly transactions are completed. Reviewed on: 16th April 2026

Fixes misfortune

It sorted out a problem when someone ordered a holiday after hacking me Reviewed on: 16th April 2026

Very good for spreading a large payment to gradually...

Very good for spreading a large payment to gradually pay off and interest free in a certain time Reviewed on: 16th April 2026

Always feel secure in any payment and a human custom...

Always feel secure in any payment and a human customer service Reviewed on: 16th April 2026

PayPal credit is fantastic

PayPal credit is fantastic, it allows me to manage my finances so much better, helping to spread costs when I need to. The app is so helpful, I can see at a glance where I'm at financially. There are updates and helpful information regularly posted. It's basically a one stop shop for all your needs, I love it. Reviewed on: 16th April 2026

Top way to pay online especially.

I’ve had a PayPal account for 10+ years and think it is an excellent way to pay online especially. I have had a couple of problems with payments and your helpline has always been top drawer cannot fault the efficiency or customer care! Top rated in my books Reviewed on: 16th April 2026

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