Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (79393 reviews)

View other PayPal products

4.90

Based on 79,393 reviews, last reviewed 21st Apr 2026

2636300% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Absolutely fantastic. Absolutely fantastic. couldn’t fault at all. Great staff too. Reviewed on: 21st April 2026

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (79393)

Always worked well and is quick and easy.

Always worked well and is quick and easy.on the odd occasion I've had any retailer problems they have been sorted swiftly. Reviewed on: 17th May 2024

Its very handy have Many options especialy pay in 3...

Its very handy have Many options especialy pay in 3 or from credit if you need something urgent but currently dont have enought found to buy, my favorite way of pay now! Reviewed on: 17th May 2024

Paypal trustworthy.

Everytime I use PayPal it has never let me down . Feels so safe buying with it. I have used it with confidence over the years Reviewed on: 17th May 2024

Im really happyto use paypal.

Im really happyto use paypal. Paypa credit helped me fulfill mine and my children's dreams of going on their first vacation in their lives Reviewed on: 17th May 2024

Ease of use

Always had an easy experience and felt safe with my money moving from my bank accounts. Reviewed on: 17th May 2024

Connected way of using credit.

It's a well rounded way of buying and making payments. App is super helpful. Hands on as well. Reviewed on: 17th May 2024

Easy to pay online and spread over 4 pymts....

Easy to pay online and able spread the cost over 4 months or pay outright.. really conveniant and no pressure. Online mechanism easy to use. App allows you to monitor outdtanding balances and payments. Would recommend using. Reviewed on: 17th May 2024

Every purchase option covered no need to look elsewh...

Every purchase option covered no need to look elsewhere.... PayPal! Reviewed on: 17th May 2024

Many payment options

With PayPal credit and pay in 3 or 4 months the payment options are excellent without looking for alternatives. Reviewed on: 17th May 2024

Makes paying so much easier!

Makes paying so much easier! Secure but straightforward and stressfree! Reviewed on: 17th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.79 from 461 reviews
Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 36391 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub