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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145637 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145637)

.Great experience

.We had a positive experience with the customer service provided Reviewed on: 16th April 2026

I love paypal aways have excellent it is

I love paypal aways have excellent it is Reviewed on: 16th April 2026

Excellent app

Pay pal has never let me down, it's the best finance tool out there and the app is easy to use. Reviewed on: 16th April 2026

Happy PayPal user.

I'm using PayPal for years now, never let me down. Reviewed on: 16th April 2026

Why use Paypal

Very easy to use.Can be used almost everywhere, come a very long way over the years. Reviewed on: 16th April 2026

Easy to transfer money to family and friends, good c...

Easy to transfer money to family and friends, good credit account. Easy to use. Reviewed on: 16th April 2026

Smooth, easy application and equally as easy repayme...

Smooth, easy application and equally as easy repayments, there’s nothing to it. I hope it happen PayPal makes it happen. Reviewed on: 16th April 2026

Fast approval, fast withdrawal and sending money rec...

Fast approval, fast withdrawal and sending money receiving always quick Reviewed on: 16th April 2026

Very helpful for use in online transactions.

Very helpful for use in online transactions. Reviewed on: 16th April 2026

As a longstanding customer, I still very happy with...

As a longstanding customer, I still very happy with PayPal and their service. When contacting customer service, the agent was very polite and thorough. They resolved my problem with clear instructions and reassurance. I’m very happy with my PayPal account and all the payment options they provide. Reviewed on: 16th April 2026

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