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PayPal: PayPal Credit reviews

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4.90
Based on 79,347 reviews, last reviewed 20th Apr 2026
2632500% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use Easy to use good value rewards, unow use for all purchases Reviewed on: 20th April 2026
Mark T's avatar
Mark T

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79347)

Simple and Easy PayPal

5
The service is very easy to use as is their app and the range of credit offers they provide is excellent for small to medium purchases. The repayment is easy to manage with no fuss, you get regular reminders to make payments and keep on top of your account. Reviewed on: 17th May 2024
Lee Stokes's avatar
Lee Stokes

Good to have!

5
Good to have Paypal credit, is useful and gives you time pay and options to break down large expenses. The best thing is that most websites accept paypal payment. Reviewed on: 17th May 2024
Carina da Costa's avatar
Carina da Costa

Always efficient and good .

5
Always efficient and good . Easy to use and user friendly. Reviewed on: 17th May 2024
Andrew k's avatar
Andrew k

I have been using PayPal for years in paying my bill...

5
I have been using PayPal for years in paying my bills and being able to spread payments is really good as that will give me time to plan. Also my PayPal credit was recently increased. Thanks ❤️ Reviewed on: 17th May 2024
Julie E's avatar
Julie E

Easy to organise, easy to manage

5
Easy to organise, easy to manage Reviewed on: 17th May 2024
Scott's avatar
Scott

Never had a problem.

5
Never had a problem. Would recommend to anyone Reviewed on: 17th May 2024
Gemma M's avatar
Gemma M

Always feel safe using PayPal, especially when it co...

5
Always feel safe using PayPal, especially when it comes to big purchases, won’t ever change. Reviewed on: 17th May 2024
Shannon A's avatar
Shannon A

PayPal Credit is the Best

5
PayPal Credit is an excellent way to purchase an item over £100 as you have 4 months to pay it back with no interest. If you see something that is on sale but don't have the funds, this is a great way to finance it. I use it all the time for making purchases over £100 as it gives you that breathing room to pay it back, unlike a traditional credit card. Reviewed on: 17th May 2024
KR's avatar
KR

Very easy to use and clear.

5
Very easy to use and clear. It’s useful with websites using PayPal as a payment method everything becomes a smooth process Reviewed on: 17th May 2024
Mohammed R's avatar
Mohammed R

Brilliant method of making payments

5
Brilliant of both purchasing and spreading costs over short periods, would recommend as the best method for making any purchase giving both surety and protection Reviewed on: 17th May 2024
TrehernDonnellye's avatar
TrehernDonnellye

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