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PayPal: PayPal Credit reviews

4.73
Based on 145,629 reviews, last reviewed 27th Jun 2026
4357200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026
Mel 's avatar
Mel

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145635)

Love PayPal Credit

5
Always happy to use PayPal credit when I need to spread the cost. Love the fact that it’s interest free if you pay in full within 3 months. Really useful for more expensive purchases. if ever I have had any issues I have always managed to get it resolved without too much hassle. Reviewed on: 16th April 2026

Great service

5
I prefer using PayPal than any other method of payment. Reviewed on: 16th April 2026

Easy to set up and use PayPal credit

5
Easy to set up and use PayPal credit Reviewed on: 16th April 2026

Paypal... I use it.

5
Paypal... I use it. Paypal... I use it. Reviewed on: 16th April 2026

Fantastic

5
Easy to use. Offers 0% interest for 6 months on purchases over 100 quid Reviewed on: 16th April 2026

Makes things easy to purchase with simple pay back

5
Makes things easy to purchase with simple pay back Reviewed on: 16th April 2026

Easy to use

5
Easy to use and repayment plans are available Reviewed on: 16th April 2026

I’m using PayPal

5
I’m using PayPal and I’m very happy with that Reviewed on: 16th April 2026

Easy transactions...

4
Easy transactions and they sent alerts every now and then Reviewed on: 16th April 2026

Paypal is amazing

5
Paypal has made managing my money alot easier and helped me save more money through there point system with brands also makes online shopping easier and quicker Reviewed on: 16th April 2026

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