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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,242 reviews, last reviewed 20th Apr 2026
2622900% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent safe service always use for safety and eff... Excellent safe service always use for safety and efficiency Reviewed on: 20th April 2026
Joanne D's avatar
Joanne D

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (79242)

Good service

5
Great customer service and very easy to use Reviewed on: 17th May 2024
Douglas W's avatar
Douglas W

Never a problem.

5
Never a problem. When I have a query it is resolved quickly because I can actually speak to a human which is novel these days Reviewed on: 17th May 2024
Denis 's avatar
Denis

PayPall rules!

5
I am using PayPal's "Pay in 3" and PayPal Credit, and they've truly made a difference in my financial flexibility. These services have allowed me to afford items that I wouldn't have been able to purchase otherwise. The "Pay in 3" option is especially helpful, as it breaks down payments into manageable chunks without any extra fees. PayPal Credit also offers a convenient line of credit with reasonable terms. Overall, these options have significantly eased my budgeting concerns and made shopping a more stress-free experience. Highly recommended for anyone looking to spread out their expenses! Reviewed on: 17th May 2024
Fred A's avatar
Fred A

Like the PayPal credit and the easy use of PayPal al...

4
Like the PayPal credit and the easy use of PayPal also the security Reviewed on: 17th May 2024
Eviva g's avatar
Eviva g

I've had multiple bad experiences with credit card c...

5
I've had multiple bad experiences with credit card companies and PayPal have always been excellent. They are amazing at understanding payments when they're late and upping and lowering credit limit when needed. I had one time a company scammed me and PayPal credit helped me out very quickly and efficiently. Reviewed on: 17th May 2024
Kirsty 's avatar
Kirsty

Quick, Easy and Secure, just Magic

5
I find PayPal the best way to spend online, it's just so easy, fast and most importantly secure. Reviewed on: 17th May 2024
Joe H's avatar
Joe H

Brilliant experience.

5
It’s been brilliant from my first experience using PayPal Credit. Reviewed on: 17th May 2024
Corey B's avatar
Corey B

Very simple to use and love the fact you've got 4 mo...

5
Very simple to use and love the fact you've got 4 months interest free Reviewed on: 17th May 2024
Christopher 's avatar
Christopher

Good experience, easy way to shop and trusted

5
Good experience, easy way to shop and trusted Reviewed on: 17th May 2024
Otilia C's avatar
Otilia C

I started using PayPal many years ago to protect my...

5
I started using PayPal many years ago to protect my online purchases and found it an easy to use, safe and secure way to buy online. Then PayPal Credit came out and that really helped ease the burden of high price purchases by allowing time to spread the cost over several month. PayPal pay in 3 is another PayPal service I use regular, again helping spread the cost of purchases. I have recommended PayPal to friends and Family. Reviewed on: 17th May 2024
Craig D's avatar
Craig D

Review PayPal: PayPal Credit now

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