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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145631 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145631)

Very transparent

Amazing, clear agreements and no hidden costs Reviewed on: 16th April 2026

Paypal provides excellent service, i am very content.

Paypal provides excellent service, i am very content. Reviewed on: 16th April 2026

Simple, reliable and flexible with PayPal Credit

I’ve been using PayPal Credit for a while now and my experience has been very positive. The application process was quick and straightforward, and I got a decision almost instantly. What I like most is the flexibility it gives me when shopping online – especially the option to spread payments or use promotional periods with no interest if paid on time. The platform itself is very easy to use, and everything is clearly shown in the app or on the website, so I always know how much I owe and when payments are due. Payments are processed quickly, and I’ve never had any issues with transactions. Overall, PayPal Credit is a convenient and reliable option for managing purchases and cash flow. I would definitely recommend it to anyone who shops online regularly and wants extra flexibility. Reviewed on: 16th April 2026

Useful convenient, like the new rewards

Useful convenient, like the new rewards Reviewed on: 16th April 2026

Easy and simple to use, reliable and quick.

Easy and simple to use, reliable and quick. Also secure Reviewed on: 16th April 2026

Great Customer Service .

I only had problems twice and contacted PayPal. They were really helpful and sorted everything quickly. Reviewed on: 16th April 2026

Easy and convenient

Easy and convenient to use. Would recommend to others. They are helpful and understanding if you are struggling financially, which saved me during covid! That's all I really have to say about it, thanks! Reviewed on: 16th April 2026

Always very nice 5 star

Always very nice 5 star many thanks Reviewed on: 16th April 2026

Very reliable.

Very reliable. Just whenever I need it it doesn’t disappoint Reviewed on: 16th April 2026

Always feel safe paying with PayPal. Love my cards too!

Always feel safe paying with PayPal. And now I've also got cards to my accounts which is brilliant for giving me different options to pay with. Reviewed on: 16th April 2026

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