Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,972 reviews, last reviewed 20th Apr 2026
2597800% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love using PayPal simple and easy. Love using PayPal simple and easy. Support is great. Reviewed on: 20th April 2026
Prabz's avatar
Prabz

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (78972)

Its a really helpful app and payment method

4
Its a really helpful app and payment method Reviewed on: 17th May 2024
ikhlaaq n's avatar
ikhlaaq n

With PayPal your purchase is guaranteed

5
With PayPal your purchase is guaranteed Reviewed on: 17th May 2024
Blessing O's avatar
Blessing O

Good service, way to use for saving and sending gift...

5
Good service, way to use for saving and sending gifts etc. Reviewed on: 17th May 2024
GL's avatar
GL

From a payment solution to a dream fulfiller

4
I started off with PayPal as a payment solution. But later I discovered that there is much more inside. Initially started using the pay in 3 facility and found it much helpful for a common man like me to fulfill my dreams like a holiday or buying my favorite gadget online. Soon after, PayPal has extended me credit facility as well. Really impressed and satisfied with PayPal. Reviewed on: 17th May 2024
Shebin T's avatar
Shebin T

Love it!

5
So easy to use, good rates and options to repay Reviewed on: 17th May 2024
Ddandr's avatar
Ddandr

PayPal credit is great

5
PayPal credit allows me to purchase online things and pay back in easy instalment. Reviewed on: 17th May 2024
Samantha 's avatar
Samantha

Excellent monetary and customer service.

5
Excellent customer service and helps me purchase goods allowing me to pay back monthly at an amount that is affordable. The customer service agents are very helpful and supportive no waiting and listened too. They help resolve any queries in a polite and courteous manner and are very respectful. Reviewed on: 17th May 2024
Christine's avatar
Christine

I recommend

4
Excellent, pay in three months or four months with no interest available easily Reviewed on: 17th May 2024
Freddy G's avatar
Freddy G

PayPal credit

5
Absolutely love the flexibility of PayPal credit. I also love that there are interest free options! I’ve never done things on finance or credit card before PayPal credit and I’d definitely be using PayPal credit again! Reviewed on: 17th May 2024
NLB's avatar
NLB

Fantastic service that is safe and affordable

5
I use mine sometimes multiple times a month, its excellent that you can't pay interest free over 4 months as this is such a handy and affordable alternative. The pay in 3 is also great, I have used this in the past also. Its safe and reliable and this is what I like about it. Reviewed on: 17th May 2024
Neil M's avatar
Neil M

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill