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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145624 reviews)

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4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145625)

PayPal Credit is super handy for online shopping, es...

PayPal Credit is super handy for online shopping, especially when you need a bit of extra time to pay. It's easy to apply for, and once approved, it's linked to your PayPal account, making checkout a breeze. The main perk is the interest-free period on purchases over a certain amount, which can save you money if you pay it off within the promotional period. However, it's important to be mindful of the interest rates after the promotional period ends, as they can be quite high. Late payment fees can also add up, so it's crucial to make payments on time. Overall, PayPal Credit is a useful tool for managing online purchases, but like any credit product, it requires responsible usage to avoid unnecessary costs. In conclusion, PayPal Credit can be a great option for online shoppers who want flexibility in their payment options, as long as they're diligent about managing their account and making timely payments. Reviewed on: 16th April 2026

PayPal is a very reliable service.

PayPal is a very reliable service to use to pay for your online purchases. I am very happy with PayPal, thank you. Reviewed on: 16th April 2026

A Brilliant experience

Since I had PayPal it’s been brilliant experience Reviewed on: 16th April 2026

Very easy to use in the app

Excellent customer service and very easy to use the app for purchases Reviewed on: 16th April 2026

The currency experience.

Great experience, used PayPal for several years and it’s a great way of experiencing the world of money/currency. May that be sending/receiving/saving/earning. Reviewed on: 16th April 2026

Great service

Easy to use very handy in some situations Reviewed on: 16th April 2026

Very good service,However why does it take so long t...

Very good service,However why does it take so long to clear payments from one account to my PayPal account .?. Reviewed on: 16th April 2026

No comment fantastic work

No comment fantastic and helpful Reviewed on: 16th April 2026

Easy to use and makes me feel safer shopping online.

Easy to use and makes me feel safer shopping online. Offers a level of protection to may online purchases. Paypal credit really handy as well. Easy to pay without entering my card details. Offers two factor identification for extra protection. Reviewed on: 16th April 2026

I always try to use paypal as a know i have there ba...

I always try to use paypal as a know i have there backing if things go wrong Reviewed on: 16th April 2026

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