Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 78,837 reviews, last reviewed 20th Apr 2026
2585200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal helps me spread the cost. PayPal helps me spread the cost. Reviewed on: 20th April 2026
Ms SY's avatar
Ms SY

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (78837)

It's very good and easy.

5
It's very good and easy.It makes many things easier for us without any problems Reviewed on: 16th May 2024

Paypal credit helped us when we needed the money

5
Paypal credit helped us when we needed the money Reviewed on: 16th May 2024

I always use paypal whenever possible as feel its sa...

5
I always use paypal whenever possible as feel its safe to use Reviewed on: 16th May 2024

Great service Thankyou very much

5
Great service Thankyou very much Reviewed on: 16th May 2024

I would definitely use PayPal credit again.

5
I would definitely use PayPal credit again. I wasn’t able to purchase the items I needed without it. I recommend! Reviewed on: 16th May 2024

perfect finance option simple easy to use

5
perfect finance option simple easy to use Reviewed on: 16th May 2024

Simple to use.

5
Simple to use. Customer service is always friendly and resolved to the best of their abilities. Id love to have a PayPal card for even more transactions! Reviewed on: 16th May 2024

Brilliant love it will always believe in PayPal

5
Brilliant love it will always believe in PayPal Reviewed on: 16th May 2024

Credit Greatness

5
PayPal make it easy to purchase items through credit, just find it really easy to work with and the app is simple and easily understood. Been using them for years and never an issue, A very satisfied customer!! Reviewed on: 16th May 2024

Been with paypal for years and never had a problem...

5
Been with paypal for years and never had a problem Reviewed on: 16th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review