Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145585)

When I pay with Paypal I feel safe and comfortable.

5
When I pay with Paypal I feel safe and comfortable. Customer service is 5 stars. Reviewed on: 16th April 2026

David Mitul like Pay Pal Credit

5
I like everything there. Easy to pay to my friends. Quite often using pay in 3 . Helps me a lot . Just recently got my first paypal credit card . Very easy to use! Reviewed on: 16th April 2026

Very good, and safe to use, and I would recommend to...

5
Very good, and safe to use, and I would recommend to everyone Reviewed on: 16th April 2026

They offered me credit where other's didn't!

5
They offered me credit where other's didn't. They have a wide spectrum on where you can use it which mainly helps out to feed the family. They're repayment options are what all industries should offer (pay in 3, credit options) with opportunity of not paying interest. It is a lifeline! Reviewed on: 16th April 2026

My best pal

5
PayPal is very good at chasing alleged scammers and would make sure you’ll get a refund! Very dependable and responsible! Reviewed on: 16th April 2026

Highly recommended

4
PayPal Credit is incredibly helpful for making instant purchases while allowing payments in installments. I use it often and find it convenient for managing my expenses over time. Reviewed on: 16th April 2026

Best way to pay won't use any other method

5
Best way to pay won't use any other method Reviewed on: 16th April 2026

My experience with PayPal has been very positive.

5
My experience with PayPal has been very positive. I found it very easy to use from the start, with a simple and clear setup process. Sending and receiving payments is quick and straightforward, which makes managing transactions much less stressful. I also found PayPal especially helpful when dealing with other companies that accept it as a payment method. It adds an extra layer of convenience and security, making online purchases and payments feel more reliable. Overall, I would definitely recommend PayPal for anyone looking for a trusted and user-friendly way to handle online payments. Reviewed on: 16th April 2026

PayPal Credit

5
Always there when I need it as long as the vendor has PayPal as a payment option. Reviewed on: 16th April 2026

I have used PayPal for many years and now with added...

5
I have used PayPal for many years and now with added PayPal credit card and PayPal+ it has definitely helped me in so many ways. I send a lot of money through PayPal but I also receive so works both ways. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 76846 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products