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PayPal: PayPal Credit reviews

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4.90
Based on 78,083 reviews, last reviewed 20th Apr 2026
2516000% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easily to use service, never had any problems Easily to use service, never had any problems Reviewed on: 20th April 2026
Jessica s's avatar
Jessica s

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78083)

Enjoying life more thanks to PayPal credit

5
I’ve been using PayPal credit and paypal pay in three for a while now and have always been happy with the service. I find it really useful for making bigger purchases or purchases like gig tickets that I don’t budget for on a monthly basis. Using PayPal credit has opened up opportunities for me to experience new things like seeing artists and musicals. Reviewed on: 15th May 2024
Lisa B's avatar
Lisa B

Everything is so great!

5
Everything is so great! So quick and smooth. Reviewed on: 15th May 2024
Fernando A's avatar
Fernando A

Fast and easy to deal with.

5
Fast and easy to deal with. Irish based so easy to communicate Reviewed on: 15th May 2024
Dan C's avatar
Dan C

Very good service

5
Great experience I am very happy with the service Reviewed on: 15th May 2024
Muhammad A's avatar
Muhammad A

Siime and easy to use! Can't fault it.

5
Simple and easy to use - all done via the app and connected to your regular PayPal account. Good amount of promotional offers which are clear and easy to understand the t and cs Reviewed on: 15th May 2024
Andy g's avatar
Andy g

When I needed a loan it was fast to get...

5
When I needed a loan it was fast to get one Reviewed on: 15th May 2024
Cristian P's avatar
Cristian P

used for 10 years or more never had a problem it jus...

5
used for 10 years or more never had a problem it just works great easy flexible payment schemes all accessible on app easy and quick my preferred choice of consumer credit Reviewed on: 15th May 2024
Gavin m's avatar
Gavin m

Needed money quickly to book a family holiday.

5
Needed money quickly to book a family holiday. This was perfect with four months to pay back interest free. Reviewed on: 15th May 2024
Kelly D's avatar
Kelly D

Secure and trust worthy

4
Quick easy and secure. Easy to communicate with and no problems ever Reviewed on: 15th May 2024
Shaz P's avatar
Shaz P

Excellent aftercare and able to speak with a human.

5
Whenever I have had a problem I have been able to speak with a human and get the problem solved quickly. When in a bit of financial diffulculty I phoned them up spoke to a human and got the help needed. When i did not recieve a product from Australia they gave me a refund that took a little longer but still a fantastic service. Reviewed on: 15th May 2024
jade bloomfield's avatar
jade bloomfield

Review PayPal: PayPal Credit now

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