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PayPal: PayPal Credit reviews

4.90
Based on 77,968 reviews, last reviewed 20th Apr 2026
2505200% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best choice I made is to create a PayPal account. The best choice I made is to create a PayPal account. It came out so handy having it available when most of the shopping i make is online. Friendly to... Read more Reviewed on: 20th April 2026
Alexandra T's avatar
Alexandra T

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (77968)

Good credit service

5
Good service easy to use especially on the app. Reviewed on: 14th May 2024

I so happy with PayPal easy and a llt of benefits, h...

5
I so happy with PayPal easy and a llt of benefits, helped me a lot to get my money back from any company not give good service. Reviewed on: 14th May 2024

Great product paypal credit

5
Paypal credit installment gives great flexibility and easy and secure validation on payments and login . Good experience so far. Reviewed on: 14th May 2024

I feel safe using my PayPal account paying merchants...

5
I feel safe using my PayPal account paying merchants that i’m not comfortable giving my card details to Reviewed on: 14th May 2024

Really convenient and competitive

5
Really convenient and competitive Reviewed on: 14th May 2024

Good at following up undelivered service

4
Good at following up undelivered service Reviewed on: 14th May 2024

Never had any problems, low rates and sometimes you...

5
Never had any problems, low rates and sometimes you can get 6 months free intrest so highly recommended Reviewed on: 14th May 2024

Love the Paypal Credit which was pain free and easy...

5
Love the Paypal Credit which was pain free and easy to set up Reviewed on: 14th May 2024

Quick and easy process.

5
Quick and easy process. Simple to use Reviewed on: 14th May 2024

PayPal thanks x excellent safe and easy

5
PayPal thanks x excellent safe and easy Reviewed on: 14th May 2024

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