Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145478 reviews)

View other PayPal products

4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145483)

Easy and secure

Very easy & safe way to pay for items, I like that I can choose to pay for items over 3 months and not be charged interest. It's a great way to pay people and be paid too securely. Reviewed on: 16th April 2026

Truely the no.1 internet banking tool IMO

Truly the no.1 internet banking tool .I have used paypal for years and have only good things to say really ,its so easy to use, and thats coming from someone who not the best with technology, great security, easy to contact and they call you back and get any problems sorted, what more can you ask for Reviewed on: 16th April 2026

Very good to use I would love to use everywhere the...

Very good to use I would love to use everywhere the PayPal Reviewed on: 16th April 2026

It’s reassuringly safe and easy to use and much less...

It’s reassuringly safe and easy to use and much less hassle than using other methods Reviewed on: 16th April 2026

My opinion the safest way to pay Paypal .

My opinion the safest way to pay Paypal . Reviewed on: 16th April 2026

Very fast and easy to use with easy acess to check b...

Very fast and easy to use with easy acess to check balance Reviewed on: 16th April 2026

Good customer service friendly and sort out any iss...

Good customer service friendly and sort out any issues promptly It’s great to be able to spread credit over a few months The app is really easy to use would thoroughly recommend to friends & family . Reviewed on: 16th April 2026

.overall

.paypal is good option to use it’s an efficient easy way Reviewed on: 16th April 2026

Can use when i want and put money back in it when i...

Can use when i want and put money back in it when i want Reviewed on: 16th April 2026

Always reliable works with its customer base and is...

Always reliable works with its customer base and is invested in its customer base. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3757 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76575 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub