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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77918 reviews)

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4.90

Based on 77,918 reviews, last reviewed 20th Apr 2026

2500400% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

So easy to use. So easy to use. Have used it for years Reviewed on: 20th April 2026

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77918)

It was a great experience to use PayPal .

It was a great experience to use PayPal . Reviewed on: 14th May 2024

Convenience

It’s always nice to see the PayPal Credit option when making a big purchase. Reviewed on: 14th May 2024

PayPal review

Absolutely marvellous service. Great secure payment giving excellent piece of mind Reviewed on: 14th May 2024

PayPal credit is easy to use and manage.

PayPal credit is easy to use and manage. It allows me to pay safely and securely and then spread the cost over a few months making higher cost items accessible Reviewed on: 14th May 2024

Very helpful.

Good reliable and helpful. I like that it provides credit option. It has helped me a lot. Reviewed on: 14th May 2024

Love the app.

Love the app. Quick resolutions when have a query Reviewed on: 14th May 2024

Helpful way to spread our money costs

Helpful way to spread our money costs Reviewed on: 14th May 2024

Protected and easy payments

Very easy to use ,secure payments and clear information on balance on accounts Reviewed on: 14th May 2024

Nearly perfect but not quite there yet

It's difficult to contact a human when there is an issue. Transactions are either really fast or slow. Why can't all Transactions be fast? Reviewed on: 14th May 2024

Most Reliable Credit

Applying for PayPal Credit is a seamless process, offering instant approval of your balance for immediate use whenever required. Paypal provides unparalleled convenience by allowing you to split payments into manageable installments, coupled with exclusive no-interest periods not available elsewhere in the market. With PayPal, rest assured of the highest level of customer protection. Embrace the future of credit with PayPal. Reviewed on: 14th May 2024

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