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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,888 reviews, last reviewed 20th Apr 2026
2497800% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have really good cash flow management. I have really good cash flow management. Zero procent for 4 months. It's incredibly efficient. Reviewed on: 20th April 2026
Piotr S's avatar
Piotr S

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77888)

I have been using PayPal for ever thanks for the exc...

5
I have been using PayPal for ever thanks for the excellent service I really appreciate the flawless service you provide keep up the good work over the years I have recommended friends and family members to your service and never had any problems once again thanks Reviewed on: 14th May 2024
MICHAEL O's avatar
MICHAEL O

Always helpful and kind always updating and keeping...

5
Always helpful and kind always updating and keeping everything as simple as possible Reviewed on: 14th May 2024
Jason M's avatar
Jason M

Easy to use.

5
Easy to use. Easy to pay off smaller amounts when you can. Reviewed on: 14th May 2024
Robert's avatar
Robert

Great service, trouble free

5
Used several times to get 0% finance for some purchases. Faultless Reviewed on: 14th May 2024
Jason H's avatar
Jason H

Peace of mind and value for money

2
PayPal credit does give value for money and peace of mind for purchases over 100 pounds. This is because you automatically receive four months credit. However, the statements can be a little bit confusing. Recently, after making payment to cover my statement value, I received a call from PayPal chasing the same value of money. There was no explanation and the provider was quite rude. Reviewed on: 14th May 2024
Graeme Carter's avatar
Graeme Carter

Pays to use PayPal

5
Just found the app really easy to use and consumer friendly Reviewed on: 14th May 2024
Lance's avatar
Lance

Quick Authentication and security

5
I have always got my authentication done quickly and able to pay for my items quickly and securely Reviewed on: 14th May 2024
Dorothy N's avatar
Dorothy N

Using paypal for years and it’s always been good for...

5
Using paypal for years and it’s always been good for payment Reviewed on: 14th May 2024
Katalin J's avatar
Katalin J

100% recommend

5
Absolutely easy to use and very beneficial when you haven’t for the money to order items etc Reviewed on: 14th May 2024
Jessica 's avatar
Jessica

The introduction of compound interest is not fair co...

3
The introduction of compound interest is not fair considering normal interest is already being paid at a higher rate anyway. Reviewed on: 14th May 2024
Roco's avatar
Roco

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