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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145430)

Very helpful and friendly .

5
Very helpful and friendly . Helpful issues Reviewed on: 16th April 2026

Reliable and simple straightforward 0% credit !

5
Reliable and simple straightforward 0% credit !! certainly helps our business cash flow !! just there when you need it no fuss. We used to use funding circle but this surpasses anything thats out there. We Will always recommend PayPal as being a go to credit funding Reviewed on: 16th April 2026

Good credit facility.

5
Good credit facility. Cheap if repaid in time Reviewed on: 16th April 2026

Paypal is very trust worthy and makes mr feel safe w...

5
Paypal is very trust worthy and makes mr feel safe which purchasing online Reviewed on: 16th April 2026

Quick, easy and reliable PayPal

5
Quick, easy and reliable. Safe online payments with options for credit, pay outright or pay in three instalments. Any problems are delt with promptly and fairly in my experience. Reviewed on: 16th April 2026

Everything is straight forward in PayPal and transpa...

5
Everything is straight forward in PayPal and transparent Reviewed on: 16th April 2026

Safe payments

5
Such an easy method of making payments and the support offered in case of something going wrong with a purchase, they are excellent at resolving Reviewed on: 16th April 2026

I have used PayPal for many years now, and I have ne...

5
I have used PayPal for many years now, and I have never experienced any issues. Reviewed on: 16th April 2026

Always a reliable source of payment method.

5
Always a reliable source of payment method. Quick and easy without having to add personal details. The o% Interest is very helpful especially in emergency situations. Would highly recommend this method of payment. Reviewed on: 16th April 2026

Extremely satisfied!

5
Extremely satisfied! Will definately recomend to family and friends. Reviewed on: 16th April 2026

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