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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,849 reviews, last reviewed 20th Apr 2026
2494200% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It helps when you don't have enough money to spend... It helps when you don't have enough money to spend Reviewed on: 20th April 2026
Amira's avatar
Amira

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77849)

Great credit experience.

5
Great credit experience. They have alot of financial products to offer Reviewed on: 14th May 2024
Mahesh Kumar's avatar
Mahesh Kumar

Great service - make thing super easy and smooth.

5
Great service - make thing super easy and smooth. Eases burden supporting payments Reviewed on: 14th May 2024
Megan G's avatar
Megan G

Versatile credit

5
I appreciate the four months intrest free. Reviewed on: 14th May 2024
Marky Mark 's avatar
Marky Mark

Brilliant

5
I have used paypal credit many times and find it very easy and safe to use, its great for all my needs Reviewed on: 14th May 2024
Adi 's avatar
Adi

Always have peace of mind with PayPal bought numerou...

5
Always have peace of mind with PayPal bought numerous items with PayPal and received great customer service with any queries Reviewed on: 14th May 2024
Debbie M's avatar
Debbie M

"PayPal Credit is a financial lifesaver!

5
"PayPal Credit is a financial lifesaver! Offering flexibility and convenience, it's become my go-to solution for managing unexpected expenses or making larger purchases. The ease of applying and quick approval process make it a breeze to access funds when needed. Plus, the ability to pay over time with promotional financing options is a fantastic perk. With PayPal Credit, I feel empowered to make purchases without stressing about immediate payment. Five stars for revolutionizing the way we approach financing!" Reviewed on: 14th May 2024
Shaheen B's avatar
Shaheen B

Fantastic service.

5
Fantastic service. Spot on customer service each time Reviewed on: 14th May 2024
Arshed 's avatar
Arshed

Unbeatable service and security.

5
After much searching some years ago stumbled onto Paypal through a friend, nothing quite matches its overall excellence though it has been copied many times over.Above all things the security the very Name 'PayPal' brings when you see it as a payment option when dealing with companies for the first time. Reviewed on: 14th May 2024
Donald A's avatar
Donald A

Great experience

5
Great experience very easy to use and would recommend it to anyone Reviewed on: 14th May 2024
C B's avatar
C B

Best way to shop online

5
PayPal is easy and convenient, use this simple service to enhance your shopping experience Reviewed on: 14th May 2024
Bradley 's avatar
Bradley

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