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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145429 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145429)

Easy to use

I set this up within minutes and could use my credit straight away. Simple to use, everything is easily directable on the app to pay and make payments. Reviewed on: 16th April 2026

Excellent service

Excellent customer service I am very happy used PayPal Reviewed on: 16th April 2026

Been using PayPal for a while so simple and easy to...

Been using PayPal for a while so simple and easy to use for payments and especially paying in 3 and the ease of PayPal credit Reviewed on: 16th April 2026

Easy transaction

Easy to arrange and helpful for unexpected things Reviewed on: 16th April 2026

PayPal is a convenient payment method, always fast a...

PayPal is a convenient payment method, always fast and efficient. PayPal has clear rules and always informs about changes. Customer service always tries to help quickly resolve problems or questions. I recommend PayPal to everyone. Reviewed on: 16th April 2026

All,problems sorted very fast.

All,problems sorted very fast. I really recommend Reviewed on: 16th April 2026

Love the speed of transactions.

Love the speed of transactions. Excellent and simple app. Immensely intuitive and not complicated. Reviewed on: 16th April 2026

PayPal is a life safer, PayPal as help me in my dad...

PayPal is a life safer, PayPal as help me in my dad to day spending Reviewed on: 16th April 2026

I use PayPal for all my eBay purchase as it’s easy a...

I use PayPal for all my eBay purchase as it’s easy and secure. I also use the PayPal credit card and debit card because it’s easy to manage and collect the points. The app is good but could be a bit better laid out and easier to navigate. And as I’m sure everyone would want the interest rate on the PayPal credit to be lower but measured against other lenders it’s very reasonable! Reviewed on: 16th April 2026

Easy to apply, smooth transaction.

Easy to apply, smooth transaction. Highly recommend. Helps split spending over multiple months to keep spending on track. Reviewed on: 16th April 2026

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