Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,764 reviews, last reviewed 19th Apr 2026
2486800% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal makes my life easier. Paypal makes my life easier. It helps me easy and safe paying option for online shopping. Also, pay in 3 options is great. Reviewed on: 19th April 2026
Cansu's avatar
Cansu

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (77764)

You Never speak to a human, bad thing!

3
Never speak to a human. Trying to increase credit never works. It’s a bit pointless Reviewed on: 14th May 2024
Chunky 's avatar
Chunky

Never had a problem easy to pay off , quick service...

5
Never had a problem easy to pay off , quick service and easy to use Reviewed on: 14th May 2024
Derek M's avatar
Derek M

Always easy to use

5
Always easy to use very convenient for payment Reviewed on: 14th May 2024
David potter's avatar
David potter

good credit increases, works with physical cards too...

5
good credit increases, works with physical cards too, its great really ngl love it Reviewed on: 14th May 2024
Eryk's avatar
Eryk

Quick service and trustworthy.

5
Quick service and trustworthy. I can easily pay any kind of purchase without a doubt. I like their refund policy. It’s easy to use for international purchases and money transfers. I highly recommend this Reviewed on: 14th May 2024
najnin_feni13@yahoo.com's avatar
[email protected]

Never have any trouble always there

5
Never have any trouble always there Reviewed on: 14th May 2024
Kelly pearce's avatar
Kelly pearce

Great experience.

5
Great experience. Love to tell my friend and family Reviewed on: 14th May 2024
Sajid S's avatar
Sajid S

Great service

5
Great service, easy to use and helpful when purchasing over a 4+ month period Reviewed on: 14th May 2024
Rory D's avatar
Rory D

interest free credit and 0% on any transactions clea...

5
interest free credit and 0% on any transactions cleared within 4 months is excellent Reviewed on: 14th May 2024
Richard H's avatar
Richard H

They are always helpful and understanding

5
They are always helpful and understanding Reviewed on: 14th May 2024
Jonathan m's avatar
Jonathan m

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill