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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,626 reviews, last reviewed 19th Apr 2026
2474000% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I feel totally confident when using PayPal, No fear... I feel totally confident when using PayPal, No fear of scammers and always excellent customer service regarding any issue or query I might have, Flex... Read more Reviewed on: 19th April 2026
Myb's avatar
Myb

Latest lowest rating:

1

Paypal Credit - a nightmare of an organisation. Paypal Credit is convenient but extremely fruistrating, On the one hand they offer 4 months interest free credit which allows you to spead the cost of... Read more Reviewed on: 19th April 2026
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Digby
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77627)

Simple and fast to apply

5
The application was straight forward Reviewed on: 14th May 2024
Lateef o's avatar
Lateef o

Good recommendation

4
Good very flexible. I will recommend to my family and friends. Reviewed on: 14th May 2024
Omolayo J Oluwaniyi's avatar
Omolayo J Oluwaniyi

Good option to use for several retailers

5
Good option to use for several retailers Reviewed on: 14th May 2024
Aisha S's avatar
Aisha S

Easy to use!

5
I’ve been using PayPal credit for a while now and it has been an extremely smooth experience. I am always notified multiple times well before the due date of any payments and payments are extremely easy to make. Reviewed on: 14th May 2024
Ben B's avatar
Ben B

Nice to get money help when it's needed

5
Nice to get money help when it's needed Reviewed on: 14th May 2024
mairita 's avatar
mairita

Money protection ...

5
With PayPal it's always easy to buy from market and the good thing is you receive money back if something happens whit your order Reviewed on: 14th May 2024
Beny's avatar
Beny

Always responsive customer service.

5
Always responsive customer service. Easy to use to pay online. good interest rates. Happy overall Reviewed on: 14th May 2024
Rachael H's avatar
Rachael H

Absolutely no problems

5
Absolutely no problems, easy to use and accepted on lots of websites! Reviewed on: 14th May 2024
Claire M's avatar
Claire M

Great service !

5
I have used PayPal for years and never had an issue, I use it to pay online and to receive money Reviewed on: 14th May 2024
Amy T's avatar
Amy T

Excellent and easy, Paypal credit helps a lot

5
Excellent and easy, Paypal credit helps a lot Reviewed on: 14th May 2024
Liv's avatar
Liv

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