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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145427)

My experience is all my problems and issues have alw...

4
My experience is all my problems and issues have always been sorted in timely manner Reviewed on: 16th April 2026

Everything fine

4
Everything fine no issues with processes.would recommend to friends and family,quick transfers withoutissues.and quite convenient. Reviewed on: 16th April 2026

PayPal Credit

5
Have used PayPal for years and it’s been very helpful at times, the addition of a virtual card is great Reviewed on: 16th April 2026

Easy fast secure

5
Easy fast secure would defo reccomend to everyone Reviewed on: 16th April 2026

Best credit card on the market

5
Fantastic product enabling easy budgeting Reviewed on: 16th April 2026

PayPal is very easy to use & convenient way to pay...

5
PayPal is very easy to use & a convenient way to pay for shopping, tickets etc.I would highly recommend PayPal to friends & family. I also find the pay in 3 a great way to spread the cost , especially as it's interest free Reviewed on: 16th April 2026

Pay pal provides a excellent.

5
Pay pal provides a excellent. Convenient service Reviewed on: 16th April 2026

Easy as 123

5
Like collection points and if I spend over £100, I can get free interest for four months and genuinely enjoying the customer experience! Reviewed on: 16th April 2026

This is a great service providing time to balance ou...

5
This is a great service providing time to balance out payments and being able to use this everywhere. Reviewed on: 16th April 2026

Very easy to use and provides secure payments

5
Very easy to use and provides secure payments Reviewed on: 16th April 2026

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