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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,378 reviews, last reviewed 20th Apr 2026
2543400% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very consistent. Very consistent. No problems with transactions. Reviewed on: 20th April 2026
Stephen R's avatar
Stephen R

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78378)

Used multiple times for big purchases.

5
Used multiple times for big purchases. Really easy to set up, notifications are clear and regular, really easy to see what is left to pay and when it will come out. Reviewed on: 15th May 2024
Brendan G's avatar
Brendan G

Is really good I loved, I recommend for everyone

5
Is really good I loved, I recommend for everyone Reviewed on: 15th May 2024
Madalina F's avatar
Madalina F

PayPal has always made me feel save when purchasing...

5
PayPal has always made me feel save when purchasing or paying for item, massive piece of mind for me knowing that PayPal are so efficient at what they do Reviewed on: 15th May 2024
Paula A's avatar
Paula A

PAYPAL CREADIT IS LIFE SAVER

5
I had issue were sales take more money then then say I paid with PayPal credit then back log anything find sale inform sale got my money back then all give you time pay back PayPal credit best way it safe easy to use if anything happens PayPal credit and there team all there hold ya back fix the problem most help thing every Reviewed on: 15th May 2024
Connor cooper's avatar
Connor cooper

Excellent credit service

5
I've used PayPal credit for a few purchases and never had an issue with it. Always had interest free terms too which is a bonus. I can't set up a direct debit which is the only downfall but its not an issue because its quick and easy to just pay via the app anyway :) 10/10 Reviewed on: 15th May 2024
Bee's avatar
Bee

Win , win situation

5
Feel like it’s a good way of seeing if you like something without it going out your account, and if you like it , it’s a win win situation.what’s not to love Reviewed on: 15th May 2024
Laura p's avatar
Laura p

Long standing user

4
Great product, accessible at most reputable stores and gives shoppers the flexibility to split payments. Their pay in three is my personal favourite product. The 4 months interest free product could do with some work, as it can be quite prohibitive compared with other providers. One critique that doesn’t get much attention is that they do not allow you to use a credit card for your instalments; meaning that you forgo any reward points/system by choosing their credit product. Other credit providers do not have this issue. Reviewed on: 15th May 2024
Moses's avatar
Moses

Convenient and easy to use.

5
Convenient and easy to use. Great way to send and receive money Reviewed on: 15th May 2024
Troy R's avatar
Troy R

Never had any issue with paypal, amazing service and...

5
Never had any issue with paypal, amazing service and well thought product Reviewed on: 15th May 2024
Shawn malik's avatar
Shawn malik

It helps me everyday, I use it to be able to live a...

5
It helps me everyday, I use it to be able to live a full life. Reviewed on: 15th May 2024
SoupDragon S's avatar
SoupDragon S

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