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PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145606)

It had been financially helpful using Paypal

5
It had been financially helpful using Paypal Reviewed on: 16th April 2026

full time Carer.

5
my experience has been amazing with PayPal always there to help. Reviewed on: 16th April 2026

Trustworthy, financial safety! :)

5
PayPal has been amazing in helping me keep a peace of mind when I place any financial transaction. I tend to look for a PayPal checkout option whenever making purchases. If a business does not have that option, I often hesitate to buy. More businesses should be offering PayPal as a checkout options to help customers like me feel safe. Reviewed on: 16th April 2026

Very handy offers for interest free credit

5
Very handy offers for interest free credit Reviewed on: 16th April 2026

I have been using PayPal for years without any issue...

5
I have been using PayPal for years without any issues and recently started using their credit card too. I find it very convenient and their app easy to navigate. I can happily recommend their services. Reviewed on: 16th April 2026

Great option to spread payments making more appealing

4
Great option to spread payments making more appealing Reviewed on: 16th April 2026

I feel it's transactions are pretty straight forward...

5
I feel it's transactions are pretty straight forward and customer service is top notch. Reviewed on: 16th April 2026

Very smooth transactions friendly customer service a...

5
Very smooth transactions friendly customer service always sort any problem quickly and efficiently Reviewed on: 16th April 2026

Great experience, they are resposonse very fast

5
Great experience, they are resposonse very fast Reviewed on: 16th April 2026

Have never had a problem .

5
Have never had a problem . Easy to use. Reviewed on: 16th April 2026

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