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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,504 reviews, last reviewed 20th Apr 2026
2555200% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything is upfront, no hidden agenda just a fanta... Everything is upfront, no hidden agenda just a fantastic app that suits everyone’s needs. If you do have a query/worry it will be resolved the same da... Read more Reviewed on: 20th April 2026
Susan Bates's avatar
Susan Bates

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78504)

5 stars PayPal credit

5
Easy to login, automated process, simple Reviewed on: 16th May 2024
Jamie R's avatar
Jamie R

Easy to use for online payment and set up for direct...

5
Easy to use for online payment and set up for direct debit monthly. Reviewed on: 16th May 2024
WH's avatar
WH

Highly recomend paypal credit

5
I have used pay pal credit a couole of times now and the rates are great and the app is simple to use in this fast pace life we all have, never had a complaint always easy, affordable and used on many outlet platforms. Reviewed on: 16th May 2024
Arron A's avatar
Arron A

Super easy way to borrow money for things like phone...

5
Super easy way to borrow money for things like phones, and easy to pay back Reviewed on: 16th May 2024
priya's avatar
priya

Never had problems with my credit.

5
Never had problems with my credit. Easy to set up direct debit and always come out on time. Only thing that could be upgraded would be balances take a day or two to update at times. But overall, seamless Reviewed on: 16th May 2024
David O's avatar
David O

Good credit scheme and very reliable credit

5
Good credit scheme and very reliable credit Reviewed on: 16th May 2024
Solomon M's avatar
Solomon M

Very convenient to use.

5
Very convenient to use. Excellent customer service and a lot much better to use for any transaction because of its anti-fraud features. I wish there’s a paypal card to use not just for online transactions. Reviewed on: 16th May 2024
Nova R's avatar
Nova R

Excellent all round service

4
Excellent all round service with good customer support Reviewed on: 16th May 2024
Dave's avatar
Dave

Great customer service and easy to use

5
Great customer service and easy to use Reviewed on: 16th May 2024
Mark F's avatar
Mark F

Paypal is a must have!

5
I have used PayPal and PayPal credit for years and it has never let me down or caused me any issues, it is my go to service when ordering online, I only wish it was more available in shops or to use with Google wallet Reviewed on: 16th May 2024
Alan L's avatar
Alan L

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