Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102111 reviews)

View other PayPal products

4.90

Based on 102,111 reviews, last reviewed 8th May 2026

2366350% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Just absolutely amazing. Just absolutely amazing. With interest free credit for a limited time. Reviewed on: 8th May 2026

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102111)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Fast and easy service to use highly recommended.

Fast and easy service to use highly recommended. Reviewed on: 5th May 2026

Just works every time, all the time.

Just works every time, all the time. There when you need it. Zero interest for 4 months. Great software experience. I mean what’s not to like? Reviewed on: 5th May 2026

Always a helping hand never that any issue with paym...

Always a helping hand never that any issue with payments or refunds. If I needed anything resolving would be done very quickly and efficiently. Reviewed on: 5th May 2026

Sign up was smooth however aftercare could be improved.

Sign up was smooth however aftercare could be improved. Customer service could not provide correct information Reviewed on: 5th May 2026

The Plus Way

I have been using my Paypal Plus card since January and amassed a total of over 3,000 points. That's over £30 earnt already. Why does anyone need a different card? Reviewed on: 5th May 2026

Very good experience so far with PayPal

Very good experience so far with PayPal Reviewed on: 5th May 2026

It does what it says on the tin.

It does what it says on the tin. Reviewed on: 5th May 2026

Nice and easy.

Nice and easy. Gives you time to pay the money back. Reviewed on: 5th May 2026

Supportive Customer Service Advisor

The customer service officer are very experience, supportive, professional but often times are constraint by Paypal processes and procedures Reviewed on: 5th May 2026

Been using paypal for many years.

Been using paypal for many years. Anytime i have used customer service they have have always sorted.out any problems i had Reviewed on: 5th May 2026

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Better Off Calculator
from Policy in Practice 4.78 from 491 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub