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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,945 reviews, last reviewed 18th Apr 2026
2317200% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful in times of need. Very helpful in times of need. Always available Reviewed on: 18th April 2026
Frances C's avatar
Frances C

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75945)

Amazing

5
I love it. Easy and no problem to use Reviewed on: 14th August 2022
Amgad Khalil's avatar
Amgad Khalil

Convenient, easy to use

5
Have been using PayPal credit for years, never had any issue with the service. Its always very convenient for larger purchases and there's always a large volume of retailers who accept the payment method. Cannot fault the service Reviewed on: 14th August 2022
Shaun's avatar
Shaun

PayPal credit

5
It amazing app and easy to use and pay off very fast and easy Reviewed on: 14th August 2022
trish120@hotmail.co.uk's avatar
[email protected]

Easy, speedy payments

5
After using PayPal credit and Pay in 3 I can say the service is excellent and never had an issue. The app is simple to use and make payments super swift. Reviewed on: 14th August 2022
Ben G's avatar
Ben G

Easy and security way to Pay

5
PayPal makes our payment easy, fast and secure. There's nothing to worry about. If you want peace of mind, use PayPal! Reviewed on: 14th August 2022
Al Franca's avatar
Al Franca

Aaaaa

5
Being a customer for some time,can’t be more satisfied Reviewed on: 14th August 2022
Max's avatar
Max

Affordable Credit

5
Using PayPal Credit made it easy and quick for me to buy the things I needed when not having the funds to buy outright. You can pay the set monthly payment or more if you can afford it. It is so easy to use. Reviewed on: 14th August 2022
SueH's avatar
SueH

A fair secure way to purchase

5
After dealing with PayPal customer service and knowing they have my back every purchase I will use PayPal credit for all transactions going forward. Reviewed on: 14th August 2022
kmccann8701's avatar
kmccann8701

Good rate

5
I very happy with paypal credit,small comision Reviewed on: 14th August 2022
Irina Ir Alvydas Rekai's avatar
Irina Ir Alvydas Rekai

Paypal Credit

5
Best thing to use to spread cost of larger items over 4 months and still have the protection if things go wrong. This comes in very handy when needing to purchase and keep within budget! Reviewed on: 14th August 2022
Pam's avatar
Pam

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