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PayPal: PayPal Credit reviews

4.73
Based on 145,221 reviews, last reviewed 25th Jun 2026
4338900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026
Michael Redfearn 's avatar
Michael Redfearn

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145321)

Never had any isdue using Paypal credit, excellent s...

5
Never had any isdue using Paypal credit, excellent service. Reviewed on: 16th April 2026

Love the Paypal credit.

5
Love the Paypal credit..great and easy to use . Reviewed on: 16th April 2026

Easy Access To Financd

5
Handy and easy to get quick access to short term finance Reviewed on: 16th April 2026

Easy to use and great for splitting payments also th...

5
Easy to use and great for splitting payments also the 4 months free intrest helps alot to soread the cost with out any intrest so its amazing Reviewed on: 16th April 2026

Perfect and excellent experience

5
Perfect and excellent experience Reviewed on: 16th April 2026

Easy, fast, safe and convenient!

5
PayPal make it so easy to pay for things both in store and online. The cards are easy to add to Apple wallet so I can use my phone to make payments and the app is super easy to use to check statements etc or pay off any credit owed. 5 star service Reviewed on: 16th April 2026

Secure, Protected and ease of use.

5
I've used the PayPal service for many years and it proved to be very handy in managing my purchases and payments. Secure way of purchase and protection. Reviewed on: 16th April 2026

Amaizing experience

5
Amaizing . It helps a lot in the most needed moment Reviewed on: 16th April 2026

Since I started using PayPal, their services has bee...

5
Since I started using PayPal, their services has been exceptional Reviewed on: 16th April 2026

Very convenient way to pay .

5
Very convenient way to pay . You can pay in 4 easy payments, or spread over more time. Pay pall payment card very hand for every day payments. Reviewed on: 16th April 2026

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