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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75790 reviews)

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4.90

Based on 75,790 reviews, last reviewed 18th Apr 2026

2303500% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fab service, extremely convenient & easy to navigate Fab service, extremely convenient & easy to navigate Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75790)

Fantastic credit taken everywhere

I use PayPal credit for so much stuff as you’ve always got cover on your purchases. Thanks guys Reviewed on: 12th August 2022

Excellent for when money is tight

Paypal pay in 3 has been an absolute game changer for me. I can now purchase needed items and pay interest free over 3 months instead of putting it on the credit card and accruing massive charges. I think it’s wonderful. Reviewed on: 12th August 2022

Secure

When I do online shopping. I do with security and peace of mind. Reviewed on: 12th August 2022

Simple to use

Easy to use for online shopping, would be super if you could balance transfer Reviewed on: 12th August 2022

Pay pal credit is a life changer

With PayPal credit I was able to pay for an emergency bill. Highly recommend this service! Reviewed on: 12th August 2022

Easily accessible on all my devices, quick and secure

I use Paypal because I know that its safe and convenient. Its easy to transfer money to friends and send money to companies Reviewed on: 12th August 2022

A very good way to keep track of what you spend.

I have had a great experience with PayPal credit and I can keep track of what I spend easily. Reviewed on: 12th August 2022

Highly recommended

Great and easy to use, some lovely perks like low APR, and the app is very good these days. Reviewed on: 12th August 2022

So easy to use the App is brilliant

It is a great service and peace of mind knowing g you are paying securely and safely Reviewed on: 12th August 2022

Straightforward and easy

Straighforward service, all the information is given about the service with no hidden tiny writting. You know all your costs up front. Easy to use service. Reviewed on: 12th August 2022

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