Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,221 reviews, last reviewed 25th Jun 2026
4338900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026
Michael Redfearn 's avatar
Michael Redfearn

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145248)

Pay with PayPal every online shopping.

5
I have very good experience with PayPal. Customer service always helpful. I don’t by anything online if seller doesn’t have PayPal payment method available. Reviewed on: 16th April 2026

Love paypal

5
Love PayPal easy to use. And very helpful. Feel safer ordering with paypal Reviewed on: 16th April 2026

My experience so far has been smooth.

5
My experience so far has been smooth. No issues. I have enough room for flexible, hustle-free payments. Reviewed on: 16th April 2026

Paypal the friendly bank

5
Always keep a check on my limit, paypal so easy to use, answer phones and speak to assistants if needed. Reviewed on: 16th April 2026

Really helpful app with good and easy access.

5
Really helpful app with good and easy access. Reviewed on: 16th April 2026

Excellent !!

5
Excellent security and ease of use , prefer to use knowing have the added protection and excellent customer service . Interest free credit is a lifesaver for me and really helps with my household budgeting . Highly recommend Reviewed on: 16th April 2026

Exellent service.

5
Exellent service.venry handy when needed. Reviewed on: 16th April 2026

I had good experience, and it is very easy to...

5
I had good experience, and it is very easy to use Reviewed on: 16th April 2026

Always there when you need it

5
Secure payments always available Reviewed on: 16th April 2026

It was easy to use their service

5
It was easy to use their service Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 76127 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products