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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,403 reviews, last reviewed 18th Apr 2026
2267500% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great overall much easier to deal with than banks an... Great overall much easier to deal with than banks and credit card companies. Pay in 3 and pay over 4 months with no fees are a game changer for me. Reviewed on: 18th April 2026
Chris H's avatar
Chris H

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75403)

Best

5
Amazing experience I would definitely recommend to all my family friends Reviewed on: 19th July 2022
dawood Ameen's avatar
dawood Ameen

Great deals and offers if you pay within a time limit and no charge for credit.

5
Its all very easy and great to use Have always been amazed at the offers on the credit Reviewed on: 18th July 2022
Paul James's avatar
Paul James

Credit made easy and always at my fingertips.

5
Credit made easy and always at my fingertips. I feel so safe and secure with PayPal. Reviewed on: 18th July 2022
david james's avatar
david james

Amazing

5
Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Reviewed on: 17th July 2022
Mathew Dias's avatar
Mathew Dias

Fantastic payment service

5
Super easy service to use on any purchases. Payments over £100 qualify for 4 months interest free period which is great to know you can pay the bill without having anything extra on top to worry about. Reviewed on: 17th July 2022
Louis mooney's avatar
Louis mooney

lots of features

5
reliable service, can used on many website, and easy to manage through the payment process and also on the website., I like the flexibility liked with my banks when I can make lots of international transitions payments Reviewed on: 16th July 2022
Radko's avatar
Radko

Excellent service

5
Just what I needed to make life easier Reviewed on: 16th July 2022
Gary Evans 's avatar
Gary Evans

PayPal Credit

5
Gives me exactly what I need affordable rates and payment methods. It gives me the flexibility to get what I need on line or in store and the different payment methods make it easy to manage credit responsibly. Reviewed on: 15th July 2022
Joe Benmore's avatar
Joe Benmore

No pressure to pay back asap

5
No interest for 4 months, I pay how much and when I want and great when I need to buy something but running low on my main account. Reviewed on: 14th July 2022
Tiffany Powell's avatar
Tiffany Powell

FANTASTIC LENDER

5
PAYPAL (CREDIT) IS A FANTASTIC LENDER. EXCELLENT LENDING SERVICES GUARANTEED AND PROVIDED - ALL PURCHASES AND SPENDINGS MADE ARE VERY EASY, SUCCESSFUL AND APPROVED!!! PAYPAL CREDIT HAS POSITIVELY EXCEEDED ALL EXPECTATIONS AND IS EXTREMELY HELPFUL IN DIFFICULT CIRCUMSTANCES. PAYPAL (CREDIT) EXCEPTIONALLY ENSURES ON-TIME AND CONSTANT COMMUNICATIONS AND INFORMATION ABOUT ALL PURCHASES, SPENDINGS, PAYMENTS AND EXISTING STATUS. NO FLAWS AND PROBLEMS EXPERIENCED IN PAYMENTS MADE FOR PURCHASES AND SERVICES PROVIDED!!! THANK YOU VERY MUCH PAYPAL (CREDIT). Reviewed on: 14th July 2022
EGUONO EYARU's avatar
EGUONO EYARU

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