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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144938 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144939)

Manzar Aziz

Very professional and best service Reviewed on: 16th April 2026

Quick and easy money very safety

Quick and easy money very safety Reviewed on: 16th April 2026

Paying through PayPal is the best secure way to pay.

Paying through PayPal is the best secure way to pay. Excellent service always and has my trust 100%. With so many scammers about these days I’m so glad I chose the best in PayPal with my payments Reviewed on: 16th April 2026

All I can say is always fantastic

All I can say is always fantastic Reviewed on: 16th April 2026

Love using PayPal, especially PayPal credit with 4 m...

Love using PayPal, especially PayPal credit with 4 month interest free. Reviewed on: 16th April 2026

It’s been ages and I still can’t set up my direct de...

It’s been ages and I still can’t set up my direct debit. The app has a lot of bugs and always takes too long to show the statements. Reviewed on: 16th April 2026

Bought a product which did not arrive.

Bought a product which did not arrive. Got a full refund within days Reviewed on: 16th April 2026

Reliable but customer support needs improvement

I’ve been using PayPal Credit for a while now, and overall it’s been a convenient way to manage purchases and spread costs. The application process was straightforward, and I like how easy it is to track payments through the app. The flexibility with repayments and occasional promotional offers can be helpful when used responsibly. Overall, it’s a useful service for managing short-term credit, but there’s definitely room for improvement in customer support and communication Reviewed on: 16th April 2026

Comforting

Used it for yours, it's great comfort to know I have it Reviewed on: 16th April 2026

Great app always used PayPal.

Great app always used PayPal. Fast, efficient , reliable. Reviewed on: 16th April 2026

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