Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75166 reviews)

View other PayPal products

4.90

Based on 75,166 reviews, last reviewed 18th Apr 2026

2245900% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I feel safe using PayPal when ordering goods online I feel safe using PayPal when ordering goods online Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (75166)

Great way to manage spend

being able to pay over 4 months is very helpful Reviewed on: 8th July 2022

Always helpful and understanding

Had a problem with a company and they got onto them returned my money Reviewed on: 8th July 2022

GREAT HELP

Its been a great help to be able to pay over a few months interest free, very easy to to control on there app Reviewed on: 8th July 2022

Great

It was a great help when needed. Reviewed on: 8th July 2022

Greate

The best form to srpead the cost in stallments Reviewed on: 8th July 2022

Great service

Helps spread the cost of things that couldn’t be purchased or done otherwise Reviewed on: 8th July 2022

Brilliant service

PayPal credit is brilliant with excellent conditions, which gives me security and sustainable opportunities in my privite life. Reviewed on: 8th July 2022

Brilliant

Help me a lot with giving me time to pay later Reviewed on: 8th July 2022

It was a kife saver for me

In one stage I needed just a bit of cash to work with. I applied for paypal credit and I have been given £3,000 which helped me a lot. So thankful to paypal! Reviewed on: 8th July 2022

Best purchasing power credit

It’s affordable and best simple way of paying back with no hassle. Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.79 from 460 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 34176 reviews
Credit card
from PayPal 4.92 from 60 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub