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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144810 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144810)

It can be difficult to foresee how much of your cred...

It can be difficult to foresee how much of your credit balance is due on any given date if you have made much purchases with credit, so having a little bit of more clarity for the consumer would be good here. Reviewed on: 16th April 2026

Excellent

Great service, safe and quick to use Reviewed on: 16th April 2026

PayPal is there when you need it.

PayPal is there when you need it. Excellent service. easy to use. Highly recommend. Reviewed on: 16th April 2026

I use it for years now, and never had any problems.

I use it for years now, and never had any problems. Even when I had to raise complaints because of some fraud attempt it was sorted promptly. So no complaints here! Reviewed on: 16th April 2026

Great platform to manage your finances without stress

It is easy to manage. Plenty of time for repayment (4 months or 3 months without interest). Easier to get refund in case of disputes. Reviewed on: 16th April 2026

An easy to used system that benefits you on every tr...

An easy to used system that benefits you on every transaction or online purchase. The points soon add up to use against future purchases. A great idea . Reviewed on: 16th April 2026

Love how easy quick & hassle free it is.

Love how easy quick & hassle free it is. Reviewed on: 16th April 2026

Very useful

PayPal credit is very useful and also the pay in 3 Reviewed on: 16th April 2026

Easy to use the app and points winning debit card...

Easy to use the app and points winning debit card Reviewed on: 16th April 2026

Love PayPal so easy to use excellent service never h...

Love PayPal so easy to use excellent service never had to complain would use even more if they had a plastic credit card i.e ocean,aqua Reviewed on: 16th April 2026

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