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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144810 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144810)

PayPal has your back if things go wrong!

Have used PayPal for many years and on the occasions where the seller has not been legitimate, it has been easy to get the money refunded, something which is not the case with the banks. I now use PayPal cards for every purchase as it gives me the knowledge that if anything goes wrong then PayPal has my back! Reviewed on: 16th April 2026

its is a great service, efficient and easily accessi...

its is a great service, efficient and easily accessible Reviewed on: 16th April 2026

PayPal are absolutely the best provider.

PayPal are absolutely the best provider. So many different options of payment and credit that really makes life a lot easier! Using PayPal pay in 3 makes everything so much better, especially when I’ve been planning my wedding for the past 18 months - the 4 months 0% interest has been an absolute live saver and has allowed us to create our dream wedding which is happening on May 4th this year!! Wooooooo. Reviewed on: 16th April 2026

My experience of PayPal

PayPal been brilliant with me in general only down fall PayPal Giving me bigger buying power/credit limit. Even though I've credit cards I do like PayPal for complete security of purchases and easy payments Reviewed on: 16th April 2026

Paypal all the way

5* service always happy to help and always sorts any issues asap Reviewed on: 16th April 2026

Reliable trustworthy and im confident in there service

Reliable trustworthy and im confident in there service Reviewed on: 16th April 2026

Convenient.

Convenient. 0% interest offers are always appreciated. Paying off is simple. Reviewed on: 16th April 2026

respect helpful

great comminication solve problem easily Reviewed on: 16th April 2026

Recommend 100%Customer service is second to none.

Customer service is second to none. I feel confident buying through PayPal as I know your purchase has been protected Reviewed on: 16th April 2026

Helpful and friendly staff

Very helpful staff when I have had to contact Customer Service , quick to resolve the issue at hand Reviewed on: 16th April 2026

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