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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (74866 reviews)

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4.90

Based on 74,866 reviews, last reviewed 18th Apr 2026

2218000% increase in 5 star reviews

in the past 90 days

6300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good enough Good. Straight forward. I like the 0% interest as long as you pay back in 3 months option Reviewed on: 18th April 2026

Latest lowest rating:

1

Good luck I just win thousand pounds Good luck I just survive in £1000 Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (74866)

Convenient and simple to use

This has been a great help spreading out bigger purchases to ease my financial load Reviewed on: 8th July 2022

Easy credit with interest free if wanted

I used PayPal credit many occasions and found it so easy to use and reliable Reviewed on: 8th July 2022

Safe credit

Know where you are with PayPal!! Reviewed on: 8th July 2022

Life saviour

PayPal credit is a life saviour for those days where you need more time to pay back without any interest piling up. Treat yourself and enjoy it before thinking about any repayments Reviewed on: 8th July 2022

Easy and accepted everywhere

Definitely I use paypal for all my online purchases. I have a peace of mind that my money is safe. I heavily use paypal credit as well and a great edition ia the Paypal pay in 3. Reviewed on: 8th July 2022

Easy to use

I loved the flexibility of PayPal credit. I was able to alter my payments as I pleased. Easy to apply for and very user friendly app Reviewed on: 8th July 2022

Paypal credit - the most flexible way to pay!

Paypal credit has saved my hide more times than i care to imagine, birthdays, christmas, you name it!.. Interest free options, low interest rates. if you have credit cards but not paypal credit, you need to swap !! Reviewed on: 8th July 2022

Great product

They have a great service I would highly recommend them. Reviewed on: 8th July 2022

Just great

Never been let down good company to sort problems out with seller's Reviewed on: 8th July 2022

I like PayPal

Save money and time with PayPal Reviewed on: 8th July 2022

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