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PayPal: PayPal Credit reviews

4.73
Based on 144,793 reviews, last reviewed 24th Jun 2026
4319150% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026
Barbara M's avatar
Barbara M

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144806)

I had issues with sellers

5
I had issues with sellers and I asked PayPal to get my money back and they did. I've never had issues with PayPal. Reviewed on: 16th April 2026

Outstanding Service Could not ask for better service.

5
Could not ask for better service. Reviewed on: 16th April 2026

Very good service and helpful when you need it

5
Very good service and helpful when you need it Reviewed on: 16th April 2026

I like it.

5
I like it. Easy to use. But I think app itself and view could be improved Reviewed on: 16th April 2026

Perfect.

5
Paypal is simpy the best cash app for everything. Reviewed on: 16th April 2026

Easy to use both online and in store.

5
Easy to use both online and in store. On selected purchases you can make payments upto 4 months with no interest Reviewed on: 16th April 2026

Great experience and benefits

5
Been so smooth with each of the products and benefits Reviewed on: 16th April 2026

Easy to use, feels secure, accepted in so many places.

5
Easy to use, feels secure, accepted in so many places. Reviewed on: 16th April 2026

Great service, no complaints.

5
Great service, no complaints. Always there when I need it. Reviewed on: 16th April 2026

Trusted and valued

5
Always used PayPal, trusted and valued Reviewed on: 16th April 2026

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