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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (74869 reviews)

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4.90

Based on 74,869 reviews, last reviewed 18th Apr 2026

2218300% increase in 5 star reviews

in the past 90 days

6300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve been using PayPal for quite a while now, and ov... I’ve been using PayPal for quite a while now, and overall it’s been a very reliable and convenient service. Setting up an account was quick and straig... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Good luck I just win thousand pounds Good luck I just survive in £1000 Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (74869)

High level

Easy to handle and a very pleasant experience. Thanks for everything Reviewed on: 8th July 2022

Cheapest credit card ever

Frequently used … easy to use and more and more acceptable Reviewed on: 8th July 2022

Convenient and clear Paypal credit

Good app and clear comms from Paypal. Useful to have the Paypal flexibility with credit option Reviewed on: 8th July 2022

Easy, safe and flexible

I like PayPal credit. It’s really easy to use, and the four months free credit is ideal for medium size purchases such as white goods or technology. It’s really flexible. Pay early or extend the period if necessary. It I’m buying a product for a few hundred pounds I will usually look for a supplier who offers PayPal as a payment method. Reviewed on: 8th July 2022

Quick Dependable

Purchasing anything is extremely Safe ,quick and Dependable. When you've just purchased oh good you receive an email straight away and in case of a refund that's done within seconds. Reviewed on: 8th July 2022

Very smooth process

As the title says, PayPal provided me very flexible way to pay in my diary shopping, amazing company Reviewed on: 8th July 2022

Really is full thing from PayPal

Very useful addition to the PayPal family that the PayPal credit Reviewed on: 8th July 2022

PayPal credit

I’ve been using PayPal for a number of years now and I’m very impressed with their service. The credit is ideal if you are paying for something over £99 and 1 to 3 months to pay it. Highly recommend Reviewed on: 8th July 2022

Best credit supplier

Hassle free and Easy to apply! O% on purchases for 4months! Which for purchase is the right amount of time needed to payoff without incurring fees! Reviewed on: 8th July 2022

Great

Really easy to use, great company. Reviewed on: 8th July 2022

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