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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144706)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Fantastic

5
Super easy to use straight forward and handy to have everything in one place Reviewed on: 13th June 2026

Pay with PayPal

4
It is great to pay quick and easy with PayPal. Improvement: allow automatic manual online reduction of PayPal credit. Reviewed on: 13th June 2026

Have used for many years without issue !

5
Have used for many years without issue !! Reviewed on: 13th June 2026

Great customer service, rates & options

5
Great customer service, rates & options Reviewed on: 13th June 2026

Always a simple straightforward transaction

5
Always a simple straightforward transaction Reviewed on: 13th June 2026

Paying throughout Paypal is a good way to avoid spre...

4
Paying throughout Paypal is a good way to avoid spreadîng card informations on sites. Reviewed on: 13th June 2026

Great service, does what I need it too.

5
Great service, does what I need it too. Reviewed on: 13th June 2026

It's so user-friendly, you barely have to think abou...

5
It's so user-friendly, you barely have to think about it. And the option to pay later or in 3 is an absolute game-changer. It makes getting what you need right now totally stress-free. You can really count on this service. It just simplifies things so much. Definitely a smart way to handle purchases. Reviewed on: 13th June 2026

PayPal the possibilities are endless

5
PayPal is great because it is something that can be used to make purchases and then having the ability to pay off without leaving a dent in your pocket. The fact that it is widely recognised is even better. Reviewed on: 13th June 2026

Great for spreading out purchases

5
Great for spreading out purchases Reviewed on: 13th June 2026

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