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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100238 reviews)

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4.90

Based on 100,238 reviews, last reviewed 7th May 2026

2280200% increase in 5 star reviews

in the past 90 days

6550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Ive used paypal for many years and im very happy usi... Ive used paypal for many years and im very happy using paypal. Reviewed on: 7th May 2026

Latest lowest rating:

1

Been using PayPal for over a decade. Been using PayPal for over a decade. It makes payments easy. I've been using PayPal credit for nearly 6 years. Over this time my credit score has incr... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100238)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have had no issues so far PayPal is easy and safe...

I have had no issues so far PayPal is easy and safe and secure form of payment with protections Reviewed on: 2nd May 2026

I use paypal for my personal expences sometime when...

I use paypal for my personal expences sometime when you want to buy exoensive bag or something that can't pay full amount right away ill use paypal and payback every month which is intrest free for four month. Reviewed on: 2nd May 2026

It's a very simple system to use.

It's a very simple system to use. Reviewed on: 2nd May 2026

PayPal - Pay in 3 & BNPL

I’ve been using PayPal Pay in 3 for a while and I use the Buy Now Pay Later function for those "big-ticket" items that I’d rather not pay for all at once. The best part is definitely the simplicity. Since I already have a PayPal account, there’s no long application form—you just select it at checkout, and the decision is almost instant. It made it much easier to manage my monthly budget without paying a penny in interest. It’s my go-to for anything between £50 and £1,500. It feels safer than other BNPL apps because of the Buyer Protection, and as long as you keep track of your payment dates, it’s a stress-free way to buy what you need now without the credit card debt. Reviewed on: 2nd May 2026

Good experience

Good experience so far. Interest free for four months works for me. Reviewed on: 2nd May 2026

Smooth and efficient,easy and reliable

Smooth and efficient,easy and reliable Reviewed on: 2nd May 2026

PayPal review.

Used PayPal for along time, customer service, quick to help. Reviewed on: 2nd May 2026

PayPal have been really good with no issues or probl...

PayPal have been really good with no issues or problems Reviewed on: 2nd May 2026

No problems with PayPal, easy when purchasing.

No problems with PayPal, easy when purchasing. Reviewed on: 2nd May 2026

I use PayPal a lot when getting short towards the en...

I use PayPal a lot when getting short towards the end of the month or when I want something and to be able to split the payments over 3 months is great Reviewed on: 2nd May 2026

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