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PayPal: PayPal Credit reviews

4.90
Based on 102,231 reviews, last reviewed 8th May 2026
2371850% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decade of Reliable and Seamless Payments I have been using PayPal⁠ for almost eight years, and my experience has consistently been excellent. I would genuinely rate the service 10 out of 10. ... Read more Reviewed on: 8th May 2026
Santosh K's avatar
Santosh K

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102231)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy and simple to use, excellent customer service w...

5
Easy and simple to use, excellent customer service with queries resolved in a timely manner Reviewed on: 5th May 2026

The experience i have was concerning the money taken...

5
The experience i have was concerning the money taken from my account twice by mistakes i called the customer care service was good the lafy i spoke to was calm respective and I realky appreciate her because i was goung through some financial stress than thank you paypal Reviewed on: 5th May 2026

Reliable service will continue to always use.

5
Reliable service will continue to always use. Reviewed on: 5th May 2026

It’s quite useful

5
It’s quite useful, it’s giving me plenty ways to pay and used it a few times now - online and in person! Very happy Reviewed on: 5th May 2026

I have had issues with purchases and PayPal have alw...

5
I have had issues with purchases and PayPal have always helped me to get my money back Reviewed on: 5th May 2026

Honestly, PayPal is the best financ8al body to pay a...

5
Honestly, PayPal is the best financ8al body to pay any company when buying online. In fact, PayPal is better than using credit or debit cards because they are very quick in action if there is problem in the payments with the sellers, also many sellers are scared of PayPal perhaps because of their legal actions.. In a nut shell I love PayPal! Reviewed on: 5th May 2026

I never had problems with PayPal

5
I never had problems with PayPal it's easy to use and every time I need to speak with customer services I had a positive response Reviewed on: 5th May 2026

Very easy to use and understand.

5
Very easy to use and understand. Makes shopping pain free Reviewed on: 5th May 2026

Good PayPal is a goodCompany

5
Good PayPal is a good Company. I use them alot as a secure way to pay and also use their credit services and pay in three Reviewed on: 5th May 2026

I’ve had an excellent experience using PayPal.

5
I’ve had an excellent experience using PayPal. Their service has consistently been reliable, fast, and easy to use. Transactions are smooth, and I feel confident knowing my payments are secure. What stands out most is their customer support they’ve always been helpful, responsive, and professional whenever I’ve needed assistance. It’s clear they value their customers and work hard to resolve any issues quickly. Overall, PayPal has been a trustworthy and convenient platform for managing my payments, and I would highly recommend it to anyone looking for a dependable online payment service. Reviewed on: 5th May 2026